| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SBR SERVICES LLC3 | 2839 PACES FERRY RD SE STE 830 ATLANTA, GA 30339 | SYMETRA LIFE INSURANCE COMPANY | — | $11K | $11K | 3.02% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | SUPERIOR DENTAL CARE | $5K | — | $5K | 5.83% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $7K | $15K | 16.89% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.55% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $665 | — | $665 | 0.76% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $4K | $8K | 18.31% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.03% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $350 | — | $350 | 0.77% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $4K | $6K | 16.31% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.17% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $284 | — | $284 | 0.76% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 21.04% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $553 | $553 | 2.39% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $265 | — | $265 | 1.15% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | EYE MED | $2K | — | $2K | 10.43% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $898 | $3K | 20.93% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $299 | $299 | 2.36% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $149 | — | $149 | 1.18% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $729 | $2K | 21.51% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $243 | $243 | 2.59% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $117 | — | $117 | 1.25% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $544 | $482 | $1K | 17.40% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $161 | $161 | 2.73% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $46 | — | $46 | 0.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 336 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 336 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SYMETRA LIFE INSURANCE COMPANY | 181 | $379K |
| Dental | SUPERIOR DENTAL CARE | 336 | $93K |
| Vision | EYE MED | 306 | $22K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 223 | $38K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 56 | $23K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $51K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 181 | $379K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 223 | $152K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 336 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.