See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES (SUREST) EIN 41-1289245 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $2.6M |
| CIGNA EIN 59-1031071 ADMINISTRATION | Direct payment from the plan; Claims processing; Participant communication; Contract Administrator; Non-monetary compensation; Float revenue; Other services; Named fiduciary Service code 12 | — | $118K |
| UNITED HEALTHCARE SERVICES (CERA) EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $15K |
| UNITED HEALTHCARE SERVICES (FSA) EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,113 | $302K |
| Vision | EYEMED VISION CARE | 6,795 | $1.5M |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 4,836 | $4.4M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 4,836 | $4.4M |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 4,836 | $4.4M |
| Stop-loss / reinsurancereinsurance(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,766 | $4.1M |
| Other(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 15,757 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,757 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.