| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | PO BOX 910 HOUMA, LA 70361 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $23K | $5K | $28K | 18.16% |
| SOUTH LOUISIANA FNCL SVCS, LLC3 | 1356 WEST TUNNEL BLVD HOUMA, LA 70360 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 4.82% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | PO BOX 910 HOUMA, LA 70361 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $22K | $4K | $27K | 18.36% |
| SOUTH LOUISIANA FNCL SVCS, LLC3 | 1356 WEST TUNNEL BLVD HOUMA, LA 70360 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 4.68% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | PO BOX 910 HOUMA, LA 70361 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $18K | $4K | $22K | 18.22% |
| SOUTH LOUISIANA FNCL SVCS, LLC3 | 1356 WEST TUNNEL BLVD HOUMA, LA 70360 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 4.85% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | PO BOX 910 HOUMA, LA 70361 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $2K | $13K | 18.12% |
| SOUTH LOUISIANA FNCL SVCS, LLC3 | 1356 WEST TUNNEL BLVD HOUMA, LA 70360 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 265 | $226K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 264 | $119K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 264 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.