| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEYERS GLAROS GROUP LLC3 Filed as: MEYERS GLAROS GROUP | 8605 BROADWAY MERRILLVILLE, IN 46410 | UNITEDHEALTHCARE INSURANCE COMPANY | $24K | — | $24K | 3.19% |
| FRINGE INSURANCE BENEFITS, INC.3 | 11910 ANDERSON MILL ROAD AUSTIN, TX 78726 | NATIONWIDE | $12K | — | $12K | 6.85% |
| STEELE INSURANCE AND FINANCIAL SVCS3 Filed as: STEELE INSURANCE AND FINANCIAL SVS | 9020 CRAWFORDVILLE ROAD INDIANAPOLIS, IN 46234 | NATIONWIDE | $11K | — | $11K | 6.00% |
| MEYERS GLAROS GROUP LLC3 | 8605 BROADWAY MERRILLVILLE, IN 46410 | NATIONWIDE | $7K | — | $7K | 4.00% |
| STEELE INSURANCE AND FINANCIAL SERV3 | 9020 CRAWFORDVILLE ROAD INDIANAPOLIS, IN 46234 | AMERITAS | $5K | — | $5K | 6.00% |
| FRINGE INSURANCE BENEFITS, INC.3 | 11910 ANDERSON MILL ROAD AUSTIN, TX 78726 | AMERITAS | $4K | — | $4K | 5.50% |
| MEYERS GLAROS GROUP LLC3 | 8605 BROADWAY MERRILLVILLE, IN 46410 | AMERITAS | $3K | — | $3K | 4.00% |
| EMPLOYER BENEFITS SYSTEMS3 | DBA MEYERS GLAROS GROUP 8605 BROADWAY MERRILLVILLE, IN 46410 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 15.03% |
| STEELE INSURANCE AND FINANCIAL SVCS3 Filed as: STEELE INSURANCE & FINANCIAL SVS | 9020 CRAWFORDSVILLE ROAD INDIANAPOLIS, IN 46234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 29.83% |
| MEYERS GLAROS GROUP LLC3 | 222 INDIANAPOLIS BOULEVARD SUITE 203 SCHERERVILLE, IN 46375 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 11.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 9.32% |
| BRIANNA LYNN ROWE3 Filed as: BRIANNA L ROWE | 3386 CHALICE COURT PLAINFIELD, IN 46168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $221 | — | $221 | 0.67% |
| JENNIFER L MITCHEN3 | 8344 THACKERY COURT INDIANAPOLIS, IN 46256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $139 | — | $139 | 0.42% |
| SUSAN MOSER3 | 11051 BROADWAY SUITE C CROWN POINT, IN 46307 | CONTINENTAL AMERICAN INSURANCE COMPANY | $119 | — | $119 | 0.36% |
| NICHOLAS E VIGIL3 Filed as: NICHOLAS SHIPE | 11037 BROADWAY SUITE C CROWN POINT, IN 46307 | CONTINENTAL AMERICAN INSURANCE COMPANY | $112 | — | $112 | 0.34% |
| VERONICA L DAVIS3 | 4712 LAUREL CIRCLE INDIANAPOLIS, IN 46226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62 | — | $62 | 0.19% |
| AMANDA C. NETHERCUTT3 Filed as: AMANDA C NETHERCUTT | 1401 E. JEFFERSON STREET KOKOMO, IN 46901 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| TIFFANY N. TUTTLE3 Filed as: TIFFANY N TUTTLE | 8522 BRAVESTONE WAY INDIANAPOLIS, IN 46239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| NICOLE BAUER3 | 711 NELSON CIRCLE NOBLESVILLE, IN 46060 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 338 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 158 | $749K |
| Dental | AMERITAS | 325 | $80K |
| Vision | AMERITAS | 325 | $80K |
| Life insurance(2 contracts, 2 carriers) | NATIONWIDE | 178 | $222K |
| Short-term disability(2 contracts, 2 carriers) | NATIONWIDE | 178 | $222K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 83 | $44K |
| Other(2 contracts, 2 carriers) | NATIONWIDE | 178 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.