Welfare broker

FRINGE INSURANCE BENEFITS, INC.

Mailing address (most recent filing)

2211 LEE RD

STE 100

WINTER PARK, FL 32789

Total comp: $2.3M
Commissions: $1.5M
Fees: $849K
Filings: 71
Sponsors: 71

Carrier mix

Where FRINGE INSURANCE BENEFITS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA33.3%
AMERITAS LIFE INSURANCE CORP.33.3%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$50K	33.3%
AMERITAS LIFE INSURANCE CORP.	1	$46K	33.3%
AETNA LIFE INSURANCE COMPANY	1	$1.5M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$96K	0.0%	11.14x
KS	1	$1.5M	0.1%	44.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FRINGE INSURANCE BENEFITS, INC.'s plans by broker comp / premium ratio. Median 8.51% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of FRINGE INSURANCE BENEFITS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FRINGE INSURANCE BENEFITS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MIDWEST AIR TRAFFIC CONTROL SERVICE, INC MIDWEST ATC SERVICE, INC. EMPLOYEE BENEFIT PLAN	KS	$1.5M	$19K	AETNA LIFE INSURANCE COMPANY
APA AVIATION STAFFING, LLC APA AVIATION STAFFING, LLC	TX	$46K	$6K	AMERITAS
NETWORK ENHANCED TELECOM, LLP NETWORK HEALTH AND WELFARE BENEFIT PLAN	TX	$50K	$4K	SUN LIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$50K

33.3%

AMERITAS LIFE INSURANCE CORP.

$46K

33.3%

AETNA LIFE INSURANCE COMPANY

$1.5M

33.3%

State

Plans

Premium

State share

Index

$96K

0.0%

11.14x

$1.5M

0.1%

44.89x

Sponsor

Loc

Premium

Comp

Carrier

MIDWEST AIR TRAFFIC CONTROL SERVICE, INC

MIDWEST ATC SERVICE, INC. EMPLOYEE BENEFIT PLAN

$1.5M

$19K

AETNA LIFE INSURANCE COMPANY

APA AVIATION STAFFING, LLC

$46K

$6K

AMERITAS

NETWORK ENHANCED TELECOM, LLP

NETWORK HEALTH AND WELFARE BENEFIT PLAN

$50K

$4K

SUN LIFE ASSURANCE COMPANY OF CANADA