No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MI EIN 38-2069753 NONE | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan; Insurance services; Other fees; Contract Administrator; Float revenue Service code 12 | 600 WEST LAFAYETTE BLVD DETROIT, MI 48226 | $87K |
| MILLIMAN INC. EIN 91-0675641 NONE | Actuarial; Consulting (general); Consulting fees; Direct payment from the plan Service code 11 | 150 CLOVE ROAD, 10TH FLOOR LITTLE FALLS, NJ 07424 | $36K |
| WALSH & COMPANY, PC EIN 38-2030285 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 860 WEST LONG LAKE ROAD, SUITE 300 BLOOMFIELD HILLS, MI 48302 | $26K |
| SAGE ADVISORY SERVICES, LTD. EIN 74-2798841 NONE | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | 5900 SOUTHWEST PKWY, BLDG 1 STE 100 AUSTIN, TX 78735 | $21K |
| MORGAN STANLEY SMITH BARNEY EIN 26-4310632 NONE | Direct payment from the plan; Investment advisory (plan); Other investment fees and expenses Service code 27 | 34901 WOODWARD AVE., STE. 300 BIRMINGHAM, MI 48009 | $21K |
| BENESYS INC. EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan; Recordkeeping fees Service code 13 | 700 TOWER DR. SUITE 300 TROY, MI 48098 | $20K |
| SUZANNE DANIELS PH.D NONE | Direct payment from the plan; Trustee (individual) Service code 20 | 700 TOWER DR. SUITE 300 TROY, MI 48098 | $17K |
| GARY PETRONI NONE | Direct payment from the plan; Trustee (individual) Service code 20 | 3011 WEST GRAND BLVD., SUITE 200 DETROIT, MI 48202 | $15K |
| JACK MARTIN NONE | Trustee (individual); Direct payment from the plan Service code 20 | 30200 TELEGRAPH, SUITE 444 BINGHAM FARMS, MI 48025 | $15K |
| HAMLIN CAPITAL MANAGEMENT, LLC EIN 52-2344187 NONE | Investment management fees paid directly by plan; Investment management; Investment advisory (plan); Direct payment from the plan Service code 27 | 640 FIFTH AVE., 6TH FLOOR NEW YORK, NY 10019 | $14K |
| FRANCINE PARKER NONE | Trustee (individual); Direct payment from the plan Service code 20 | 700 TOWER DR. SUITE 300 TROY, MI 48098 | $14K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE | Soft dollars commissions; Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | 1500 W. MARKET ST. MEQUON, WI 53092 | $12K |
| COMERICA BANK EIN 42-1741646 NONE | Other investment fees and expenses; Custodial (securities); Float revenue; Shareholder servicing fees; Other services; Other fees Service code 19 | 411 W. LAFAYETTE AVE. DETROIT, MI 48226 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 124 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 123 | $338K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 123 | $338K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 123 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 123 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.