No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MILLIMAN INC. EIN 91-0675641 NONE KNOWN | Consulting fees; Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $49K |
| BLUE CROSS BLUE SHIELD OF MI EIN 38-2069753 NONE KNOWN | Other fees; Direct payment from the plan; Contract Administrator; Claims processing; Consulting (general); Insurance services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $39K |
| WALSH & COMPANY, PC EIN 38-2030285 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $30K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 NONE KNOWN | Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | — | $25K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE KNOWN | Investment advisory (plan); Other investment fees and expenses; Direct payment from the plan Service code 27 | — | $20K |
| BENESYS INC. EIN 38-2383171 NONE KNOWN | Recordkeeping fees; Other fees; Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Plan Administrator Service code 13 | — | $20K |
| SNG CONSULTING, LLC TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE RD. MADISON HEIGHTS, MI 48071 | $14K |
| GARY PETRONI TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE RD. MADISON HEIGHTS, MI 48071 | $12K |
| JACK MARTIN TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1423 EAST TWELVE MILE RD. MADISON HEIGHTS, MI 48071 | $12K |
| PARKER BUSINESS SOLUTIONS, LLC TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE RD. MADISON HEIGHTS, MI 48071 | $12K |
| RICHARD ISAACSON TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE RD. MADISON HEIGHTS, MI 48071 | $12K |
| WATKINS, PAWLICK, CALATI & PRIFTI EIN 83-2893229 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $8K |
| HAMLIN CAPITAL MANAGEMENT, LLC EIN 52-2344187 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions; Investment management Service code 28 | — | $7K |
| COMERICA BANK EIN 42-1741646 INSTITUTIONAL TRUSTEE | Shareholder servicing fees; Trustee (bank, trust company, or similar financial institution); Other investment fees and expenses; Direct payment from the plan; Float revenue; Custodial (securities); Other services; Custodial (other than securities) Service code 18 | — | $7K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE KNOWN | Soft dollars commissions; Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 117 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 143 | $387K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 143 | $387K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 51 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.