| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INSURANCE AND FINANCIAL SERVICE | 777 MARINERS ISLAND BLVD, STE 250 SAN MATEO, CA 94404 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $4K | $4K | 0.97% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INSURANCE AND FINANCIAL SERVICE | 777 MARINERS ISLAND BLVD STE 250 SAN MATEO, CA 94404 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $621 | $621 | 1.75% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INSURANCE AND FINANCIAL SERVICE | 777 MARINERS ISLAND BLVD STE 250 SAN MATEO, CA 94404 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $513 | $513 | 1.75% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INSURANCE AND FINANCIAL SERVICE | 777 MARINERS ISLAND BLVD STE 250 SAN MATEO, CA 94404 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $282 | $282 | 1.75% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ABD INSURANCE & FINANCIAL SERVICES, EIN 27-0673528 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Consulting fees; Other services; Finders' fees / placement fees; Insurance agents and brokers; Consulting (general); Insurance services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $1.6M |
| VIMLY BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Accounting (including auditing); Contract Administrator; Direct payment from the plan; Recordkeeping fees; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating Service code 10 | — | $625K |
| ASSOCIATED INDUSTRIES MANAGEMENT SE EIN 91-1485366 NONE | Accounting (including auditing); Direct payment from the plan; Copying and duplicating; Recordkeeping fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication Service code 10 | — | $462K |
| DIGITAL INSURANCE, LLC EIN 58-2522668 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $312K |
| ARMFIELD, HARRISON & THOMAS TECH EIN 54-0654623 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $260K |
| ACRISURE LLC DBA RISQ CONSULTI EIN 26-3554645 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $224K |
| PARKER SMITH & FEEK INSURANCE, LLC EIN 87-2544519 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $192K |
| DAVIS WRIGHT TREMAINE, LLP EIN 91-0839480 NONE | Consulting (general); Legal; Direct payment from the plan Service code 16 | — | $154K |
| ALASKA EMPLOYEE BENEFITS, INC EIN 71-0869170 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $131K |
| ASSUREDPARTNERS OF WA DBA FORTUNE EIN 45-2712335 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $114K |
| HUB INTERNATIONAL NORTHWEST, LLC EIN 91-2036015 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $114K |
| WILSON ALBERS AN ALERA GROUP AGENCY EIN 82-3775054 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $113K |
| PAYNEWEST INSURANCE, A MARSH & MCLE EIN 36-1436000 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $100K |
| AURORA NATIONAL INSURANCE EIN 82-1257465 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $89K |
| JOHN B. SCATES NONE | Direct payment from the plan; Trustee (individual) Service code 20 | 4565 FLYING GOAT AVE NE B240 BAINBRIDGE ISLAND, WA 98110 | $83K |
| GALLAGHER BENEFIT SERVICES EIN 36-4291971 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $77K |
| B & F INSURANCE, LLC EIN 35-2384961 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $72K |
| MARSH USA, INC. DBA MARSH & MC EIN 26-3237575 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $68K |
| SPRAGUE ISRAEL GILES, INC. EIN 91-0683304 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $64K |
| BTG AND ASSOCIATES DBA BTG BENEFITS EIN 84-3131974 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $63K |
| BELL-ANDERSON AGENCY, INC EIN 91-0756278 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $54K |
| GREGORY A MYHRE NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 12931 STEPHENSON ST. ANCHORAGE, AK 99515 | $50K |
| BENEFIT DESIGN SERVICES, LLC EIN 27-3460566 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $50K |
| ACRISURE NW PARTNERS INSURANCE SERV EIN 92-1242214 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $39K |
| SCHOEDEL & SCHOEDEL CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $38K |
| SEA-MOUNTAIN INSURANCE BROKERS NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 19630 76TH AVE W LYNNWOOD, WA 98036 | $34K |
| WESTLEY PRICE INSURANCE, LLC EIN 87-4625895 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $26K |
| MADDOCK & ASSOCIATES, LLC EIN 83-2655931 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $26K |
| PSG WASHINGTON, INC EIN 20-2040193 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $25K |
| WHITFIELDS DBA LEAVITT GROUP BEN EIN 91-1366133 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $25K |
| WELLSPRING FAMILY SERVICES EAP EIN 91-0567261 NONE | Direct payment from the plan; Claims processing; Plan Administrator Service code 12 | — | $23K |
| USI INSURANCE SERVICES NATIONAL EIN 56-1882208 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $21K |
| BENEFIT SOLUTIONS NORTHWEST LLC EIN 84-4089157 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $21K |
| TRUEBENEFITS, LLC EIN 91-2034415 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $20K |
| DAVE TUTTLE INSURANCE, INC NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 1764 W LAKE LUCILLE DR WASILLA, AK 99654 | $19K |
| TERRIL LEWIS & WILKE INSURANCE EIN 91-1137671 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $16K |
| BENEFIT CONSULTING SERVICES, LLC NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | PO BOX 2088 ISSAQUAH, WA 980270093 | $14K |
| NICHOLSON & ASSOCIATES INSURANCE EIN 91-1991902 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $14K |
| CUMMINGS, FRASER, & ASSOCIATES, LLC EIN 68-0609841 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| ALLIANT INSURANCE SERVICES, INC EIN 33-0785439 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| MITCHELL REED & SCHMITTEN INSURANCE EIN 91-1745509 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $13K |
| KIBBLE & PRENTICE HOLDING CO DBA US EIN 91-1176315 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $12K |
| LOCKTON COMPANIES EIN 20-3354970 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $12K |
| WALTERS & ASSOCIATES INSURANCE, INC EIN 92-0084414 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $11K |
| R.L. EVANS COMPANY, INC. EIN 91-0849754 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $11K |
| PILKEY-HOPPING & EKBERG, INC. EIN 91-1050022 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $10K |
| INSURANCE OFFICE OF AMERICA, INC. EIN 59-2472656 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $10K |
| IMPACT CG, LLC EIN 87-2379951 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $9K |
| STEVENSON INSURANCE AGENCY, LLC EIN 88-1229056 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $8K |
| ASSUREDPARTNERS OF WA, LLC DBA RGIA EIN 38-2942963 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,294 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 4,294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 1,982 | $33.5M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 3,520 | $2.4M |
| Vision | VISION SERVICE PLAN | 2,616 | $208K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,970 | $397K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 87 | $16K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 87 | $29K |
| Prescription drug(2 contracts) | PREMERA BLUE CROSS | 1,502 | $28.4M |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,970 | $397K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.