| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | BLUECROSS BLUESHIELD OF ILLINOIS | $88K | $2K | $90K | 3.86% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | DELTA DENTAL OF ILLINOIS | $19K | — | $19K | 7.50% |
| THE BOON INSURANCE AGENCY3 Filed as: BOON INSURANCE AGENCY INC. | 6300 BRIDGE POINT PKWY AUSTIN, TX 78730 | DELTA DENTAL OF ILLINOIS | — | $10K | $10K | 4.00% |
| MATTHEW REDNOUR3 | 2550 MIDDLE ROAD STE 300 BETTENDORF, IA 52722 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $54K | — | $54K | 54.67% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WARE AND ASSOCIATES | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 11.29% |
| MATTHEW REDNOUR3 | 2550 MIDDLE ROAD STE 300 BETTENDORF, IA 52722 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $23K | — | $23K | 35.11% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WARE AND ASSOCIATES | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $8K | — | $8K | 12.06% |
| MATTHEW REDNOUR3 | 2550 MIDDLE ROAD STE 300 BETTENDORF, IA 52722 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $21K | — | $21K | 42.69% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WARE & ASSOCIATES | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $8K | — | $8K | 16.62% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 8.36% |
| MATTHEW REDNOUR3 | 2550 MIDDLE ROAD STE 300 BETTENDORF, IA 52722 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | 49.21% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WARE AND ASSOCIATES | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $800 | — | $800 | 24.43% |
| MATTHEW REDNOUR3 | 2550 MIDDLE ROAD STE 300 BETTENDORF, IA 52722 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | 75.82% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WARE AND ASSOCIATES | 3808 W SPRINGFIELD AVE STE D CHAMPAIGN, IL 61822 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $686 | — | $686 | 30.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,066 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,066 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 319 | $2.3M |
| Dental | DELTA DENTAL OF ILLINOIS | 308 | $253K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 313 | $25K |
| Life insurance | AMERICAN PUBLIC LIFE INSURANCE COMPANY | 616 | $98K |
| Short-term disability | AMERICAN PUBLIC LIFE INSURANCE COMPANY | 441 | $67K |
| Prescription drug | BLUECROSS BLUESHIELD OF ILLINOIS | 319 | $2.3M |
| Other(3 contracts) | AMERICAN PUBLIC LIFE INSURANCE COMPANY | 577 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 616 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.