| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAIRLY CONSULTING GROUP LLC3 | 1800 S WASHINGTON ST STE 400 AMARILLO, TX 791022668 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $9K | $9K | 10.04% |
| FAIRLY CONSULTING GROUP LLC Filed as: FAIRLY CONSULTING GROUP, LLC | PO BOX 1149 AMARILLO, TX 79105 | AFLAC | $147 | $0 | $147 | 3.53% |
| TRAVIS GEORGE REEDY | 22420 S BLESSEN RD CANYON, TX 79015 | AFLAC | $113 | $0 | $113 | 2.71% |
| DARYINET AGUILERA ACOSTA | 613 SW 15TH AVE APT 1 AMARILLO, TX 79101 | AFLAC | $62 | $0 | $62 | 1.49% |
| GUADALUPE J PESINA | 3901 LADY BETTYE DR APT 3085 LEWISVILLE, TX 75056 | AFLAC | $60 | $0 | $60 | 1.44% |
| PHILLIP K WISE | 218 FM 2378 LUBBOCK, TX 79407 | AFLAC | $56 | $0 | $56 | 1.34% |
| STEPHEN HARRIS JACKSON | 1310 23RD ST APT 305 CANYON, TX 79015 | AFLAC | $53 | $0 | $53 | 1.27% |
| FARRAH SHAH | 5901 BELL ST STE C-24 AMARILLO, TX 79109 | AFLAC | $48 | $0 | $48 | 1.15% |
| JOHN W MEECH | 20651 FM 1062 CANYON, TX 79015 | AFLAC | $18 | $0 | $18 | 0.43% |
| DOMENICA S SIGALA | 2720 S APACHE ST AMARILLO, TX 79103 | AFLAC | $14 | $0 | $14 | 0.34% |
| ISMAEL J ANGUIANO | 4711 S VIRGINIA ST APT 207 AMARILLO, TX 79109 | AFLAC | $7 | $0 | $7 | 0.17% |
| CHRYSTAL MARTINEZ | 1729 ZILKER PARK TRL ALVARADO, TX 76009 | AFLAC | $5 | $0 | $5 | 0.12% |
| MOLLIE BEE MITCHELL | 4 YUCCA CIR CANYON, TX 79015 | AFLAC | $4 | $0 | $4 | 0.10% |
| ADAM O MARQUEZ | 5411 43RD ST LUBBOCK, TX 79414 | AFLAC | $1 | $0 | $1 | 0.02% |
| TYLER J YORK | 8601 MEMPHIS DR APT 28 LUBBOCK, TX 79423 | AFLAC | $1 | $0 | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 31 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 31 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 31 | $89K |
| Dental | AFLAC | 9 | $4K |
| Vision | AFLAC | 9 | $4K |
| Life insurance | AFLAC | 9 | $4K |
| Short-term disability | AFLAC | 9 | $4K |
| Other | AFLAC | 9 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 31 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.