| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 Filed as: PLEXUS GROUPE LLC THE | — | BLUECROSS BLUESHIELD OF ILLINOIS | $165K | $4K | $169K | 2.66% |
| THE PLEXUS GROUPE LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $9K | $9K | 0.14% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $2K | $10K | 4.81% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 3.19% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $24K | $1K | $25K | 18.08% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $5K | $5K | 3.53% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | DEARORN LIFE INSURANCE COMPANY | $4K | — | $4K | 6.99% |
| THE PLEXUS GROUPE LLC3 | SUITE 300 21805 FIELD PARKWAY DEER PARK, IL 60010 | UNUM INSURANCE COMPANY | $6K | $586 | $7K | 14.98% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM INSURANCE COMPANY | — | $8 | $8 | 0.02% |
| GIS OF ILLINOIS3 Filed as: GIS BENEFITS INC DBA GIS COMMU | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| THE PLEXUS GROUPE LLC3 | SUITE 300 21805 FIELD PARKWAY DEER PARK, IL 60010 | UNUM INSURANCE COMPANY | $6K | $556 | $6K | 14.99% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM INSURANCE COMPANY | — | $5 | $5 | 0.01% |
| GIS OF ILLINOIS3 Filed as: GIS BENEFITS INC DBA GIS COMMU | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| THE PLEXUS GROUPE LLC3 | SUITE 300 21805 FIELD PARKWAY DEER PARK, IL 60010 | UNUM INSURANCE COMPANY | $4K | $389 | $4K | 15.31% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM INSURANCE COMPANY | — | $5 | $5 | 0.02% |
| GIS OF ILLINOIS3 Filed as: GIS BENEFITS INC DBA GIS COMMU | 422 WAUPONSEE STREET MORRIS, IL 60450 | UNUM INSURANCE COMPANY | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 561 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 563 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 815 | $6.3M |
| Dental | BLUECROSS BLUESHIELD OF ILLINOIS | 815 | $6.3M |
| Vision | DEARORN LIFE INSURANCE COMPANY | 390 | $55K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 561 | $349K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 561 | $210K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 561 | $210K |
| Other(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 561 | $522K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 815 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.