| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INS & PAYROLL RESOURCE3 Filed as: THE INS & PAYROLL RES GRP OF FL | 1101 N. LAKE DESTINY ROAD, STE 100 MAITLAND, FL 327517112 | UNITED HEALTHCARE INSURANCE COMPANY | $36K | — | $36K | 6.50% |
| THE INS & PAYROLL RESOURCE3 Filed as: INS & PAYROLL RES GRP OF FL | 1101 N. LAKE DESTINY RD, STE 100 MAITLAND, FL 327517112 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | — | $15K | 13.39% |
| VIRMELIA RODRIGUEZ3 | 10090 BENNINGTON CHASE DR. ORLANDO, FL 32829 | AFLAC | $586 | $65 | $651 | 4.53% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A&M BONURA & ASSOCIATES | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $391 | $15 | $406 | 2.82% |
| TEAM WEISS AND ASSOC LLC3 Filed as: TEAM WEISS & ASSOC LLC | PO BOX 149505 ORLANDO, FL 32814 | AFLAC | $76 | $15 | $91 | 0.63% |
| JOYCE WEBER ENTERPRISES INC3 | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $62 | $0 | $62 | 0.43% |
| TERESA A RUCKER3 | 6248 BORDEAUX CIRCLE SANFORD, FL 32771 | AFLAC | $49 | $0 | $49 | 0.34% |
| MKF & ASSOCIATES INC3 | 4222 MARDEN WAY VESTAVIA, AL 35242 | AFLAC | $23 | $0 | $23 | 0.16% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | AFLAC | $19 | $0 | $19 | 0.13% |
| THOMAS VOLPE3 | 6 N NEW HAMPSHIRE AVE UNIT 2A ATLANTIC CITY, NJ 08401 | AFLAC | $12 | $0 | $12 | 0.08% |
| PATRICIA ANNE REILLY3 | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $7 | $0 | $7 | 0.05% |
| CLARISSA LYNNE HERRICK3 | 2791 HAPPY HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $6 | $0 | $6 | 0.04% |
| DAWN T SUCHECKI3 | 225 S WATER STREET WILMINGTON, NC 28401 | AFLAC | $3 | $0 | $3 | 0.02% |
| MICHAEL BUTTERFIELD3 Filed as: MICHAEL WING | 927 N MAIN ST STE A6 PLEASANTVILLE, NJ 08232 | AFLAC | $3 | $0 | $3 | 0.02% |
| DOUGLAS J SUCHECKI3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $3 | $0 | $3 | 0.02% |
| MICHAEL J SHIOMOS3 | 44 MONROE DR CLEMENTON, NJ 08021 | AFLAC | $2 | $0 | $2 | 0.01% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $1 | $0 | $1 | 0.01% |
| RUBICON REGION LLC3 | 1862 KEYSTONE PL SCHAUMBURG, IL 60193 | AFLAC | $1 | $0 | $1 | 0.01% |
| JENNIE MOORE HAWKINS3 | 3216 MEDICI BLVD NEW SMYRNA BEACH, FL 32168 | AFLAC | $1 | $0 | $1 | 0.01% |
| SARAH CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | AFLAC | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 227 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 91 | $550K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 291 | $112K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 291 | $112K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 291 | $112K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 291 | $112K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 291 | $112K |
| Other | AFLAC | 29 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 291 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.