| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INS & PAYROLL RESOURCE3 Filed as: THE INS & PAYROLL RES GRP OF FL | 4301 VINELAND RD., STE E5 ORLANDO, FL 328117371 | BLUE CROSS BLUE SHIELD OF FLORIDA | $44K | — | $44K | 6.00% |
| THE INS & PAYROLL RESOURCE3 Filed as: THE INS & PAYROLL RES GRP OF FL | 4301 VINELAND RD. STE., E5 ORLANDO, FL 328117371 | FLORIDA COMBINED LIFE | $7K | — | $7K | 12.71% |
| DUNCAN, HOLLI3 Filed as: DUNCAN HOLLI | FLORIDA BLUE 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $3K | — | $3K | 5.23% |
| JOHN GOERGEN3 Filed as: JOHN STEPHENS | FLORIDA BLUE 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $533 | — | $533 | 0.94% |
| THE INS & PAYROLL RESOURCE3 Filed as: INS & PAYROLL RESOURCE GROUP OF FL | 1101 NORTH LAKE DESTINY RD. STE 100 SUITE E-5 MAITLAND, FL 32751 | SUN LIFE ASSURANCE CO OF CANADA | $6K | — | $6K | 10.36% |
| VIRMELIA RODRIGUEZ3 | 10090 BENNINGTON CHASE DR. ORLANDO, FL 32829 | AFLAC | $5K | $275 | $5K | 11.05% |
| A&M BONURA & ASSC3 | 1882 LAUREL BROOK LOOP VALRICO, FL 33596 | AFLAC | $2K | $55 | $2K | 3.54% |
| TEAM WEISS AND ASSOC LLC3 Filed as: TEAM WEISS & ASSOCIATES | P.O. BOX 149505 ORLANDO, FL 32814 | AFLAC | $614 | $55 | $669 | 1.36% |
| TERESA A RUCKER3 Filed as: TERESA RUCKER | 950 S WINTER PARK DR. STE 207 CASSELBERRY, FL 32707 | AFLAC | $236 | — | $236 | 0.48% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBBER ENTERPRISES | 13313 FALCON POINTE DR. ORLANDO, FL 32837 | AFLAC | $87 | — | $87 | 0.18% |
| CLARISSA LYNNE HERRICK3 | 1445 MONTE LAKE DR. VALRICO, FL 33596 | AFLAC | $47 | — | $47 | 0.10% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES | 300 CAHABA PARK CIR. STE 133 BIRMINGHAM, AL 35242 | AFLAC | $40 | — | $40 | 0.08% |
| THOMAS VOLPE3 | 927 N MAIN ST. STE A6 PLEASANTVILLE, NJ 08232 | AFLAC | $36 | — | $36 | 0.07% |
| KUKULICA ENTERPRISES INC3 Filed as: KUKULICA ENTERPRISES INC. | 9437 DOUBLE DIAMOND PKWY STE 17 RENO, NV 89521 | AFLAC | $27 | — | $27 | 0.05% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | AFLAC | $22 | — | $22 | 0.04% |
| DANIEL J LONG3 Filed as: DANIEL J. LONG | 6100 CHEVY CHASE DR. SUITE 102 LAUREL, MD 20707 | AFLAC | $18 | — | $18 | 0.04% |
| KEVIN CURTIS3 | 300 E 2ND ST. STE 1320 RENO, NV 89501 | AFLAC | $14 | — | $14 | 0.03% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD. DOVER, FL 33527 | AFLAC | $10 | — | $10 | 0.02% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $9 | — | $9 | 0.02% |
| MICHAEL BUTTERFIELD3 Filed as: MICHAEL WING | 927 N MAIN ST. STE A6 PLEASANTVILLE, NJ 08232 | AFLAC | $9 | — | $9 | 0.02% |
| RUBICON REGION LLC3 | 1010 LAKE ST., STE 430 OAK PARK, IL 60301 | AFLAC | $7 | — | $7 | 0.01% |
| PATRICIA ANNE REILLY3 | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $7 | — | $7 | 0.01% |
| MICHAEL J SHIOMOS3 | 44 MONROE DR. CLEMENTON, NJ 08021 | AFLAC | $6 | — | $6 | 0.01% |
| DAWN T SUCHECKI3 Filed as: DAWN SUCHECKI | 225 S WATER ST. WILMINGTON, NC 28401 | AFLAC | $4 | — | $4 | 0.01% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 1224 PEACOCK AVE. STE 205 COLUMBUS, GA 31906 | AFLAC | $4 | — | $4 | 0.01% |
| DENA JORDAN3 | 9300 HARRIS CORNERS PKWY STE 100 APT 208 CHARLOTTE, NC 28269 | AFLAC | $3 | — | $3 | 0.01% |
| JENNIE MOORE HAWKINS3 | 3930 S NOVA RD., STE 201 PORT ORANGE, FL 32127 | AFLAC | $2 | — | $2 | 0.00% |
| SARAH CADY3 | 123 STONE GABLE CIR. WINTER SPRINGS, FL 32708 | AFLAC | $1 | — | $1 | 0.00% |
| KENDRA MCNEIL3 | 4045 LAKESIDE RESERVE CT. ORLANDO, FL 32810 | AFLAC | $1 | — | $1 | 0.00% |
| DANIEL J LONG3 Filed as: DANIEL J. LONG | 6100 CHEVY CHASE DR. STE 102 LAUREL, MD 20707 | AFLAC | — | — | $0 | 0.00% |
| THE INSURANCE & PAYROLL RESOURCE GR3 Filed as: INSURANCE & PAYROLL RESOURCE GRP | 1101 NORTH LAKE DESTINY RD. STE 100 MAITLAND, FL 32751 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 9.99% |
| THE INSURANCE & PAYROLL RESOURCE GR3 Filed as: INSURANCE & PAYROLL RES GROUP | 4301 VINELAND ST., STE E-5 ORLANDO, FL 328117371 | UNION SECURITY INSURANCE COMPANY | $459 | — | $459 | 9.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 52 | $732K |
| Dental(2 contracts, 2 carriers) | FLORIDA COMBINED LIFE | 103 | $62K |
| Vision(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 114 | $18K |
| Life insurance | SUN LIFE ASSURANCE CO OF CANADA | 272 | $54K |
| Short-term disability | SUN LIFE ASSURANCE CO OF CANADA | 272 | $54K |
| Long-term disability | SUN LIFE ASSURANCE CO OF CANADA | 272 | $54K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE CO OF CANADA | 272 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.