Welfare broker

THE INS & PAYROLL RESOURCE

Mailing address (most recent filing)

1101 NORTH LAKE DESTINY ROAD

SUITE 100

MAITLAND, FL 32751

Total comp: $135K
Commissions: $108K
Fees: $27K
Filings: 6
Sponsors: 6

Carrier mix

Where THE INS & PAYROLL RESOURCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NATIONWIDE LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NATIONWIDE LIFE INSURANCE COMPANY	1	$945K	50.0%
BLUE CROSS OF CALIFORNIA	1	$773K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	2	$1.7M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE INS & PAYROLL RESOURCE's plans by broker comp / premium ratio. Median 5.99% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of THE INS & PAYROLL RESOURCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THE INS & PAYROLL RESOURCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHWEST REGIONAL PCR, LLC SOUTHWEST REGIONAL PCR, LLC DBA MICROGENDX BENEFITS PLAN	FL	$773K	$52K	BLUE CROSS BLUE SHIELD OF FLORIDA
RISSMAN BARRETT HURT DONAHUE MCLAIN & MANGAN P.A. RISSMAN BARRETT HURT DONAHUE MCLAIN & MANGAN P.A. EMPLOYEE BENEFIT HEALTH AND LIFE PLAN	FL	$945K	$49K	NATIONWIDE LIFE INSURANCE COMPANY

Carrier

Plans

Premium

NATIONWIDE LIFE INSURANCE COMPANY

$945K

50.0%

BLUE CROSS OF CALIFORNIA

$773K

50.0%

State

Plans

Premium

State share

Index

$1.7M

0.0%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

SOUTHWEST REGIONAL PCR, LLC

SOUTHWEST REGIONAL PCR, LLC DBA MICROGENDX BENEFITS PLAN

$773K

$52K

BLUE CROSS BLUE SHIELD OF FLORIDA

RISSMAN BARRETT HURT DONAHUE MCLAIN & MANGAN P.A.

RISSMAN BARRETT HURT DONAHUE MCLAIN & MANGAN P.A. EMPLOYEE BENEFIT HEALTH AND LIFE PLAN

$945K

$49K

NATIONWIDE LIFE INSURANCE COMPANY