No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FCA US LLC EIN 27-0187394 PLAN SPONSOR | Other services; Direct payment from the plan; Plan Administrator Service code 14 | — | $632K |
| AON HEWITT NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | $521K |
| TOWERS WATSON DELAWARE INC. EIN 53-0181291 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $289K |
| MERCER HEALTH & BENEFITS LLC NONE | Direct payment from the plan; Actuarial Service code 11 | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | $232K |
| WOLVERINE MAILING PACKAGING EIN 38-2233061 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $145K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Direct payment from the plan; Other services Service code 49 | — | $108K |
| CASTLIGHT HEALTH EIN 26-1989091 NONE | Direct payment from the plan; Other services Service code 49 | — | $53K |
| BUCK CONSULTANTS EIN 13-3954297 NONE | Other services; Direct payment from the plan Service code 49 | — | $33K |
| SSDC SERVICES CORP. EIN 38-3357459 NONE | Other services; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication Service code 15 | — | $27K |
| CENTERS FOR MEDICARE & MEDICAID SER NONE | Claims processing; Direct payment from the plan Service code 12 | 7500 SECURITY BOULEVARD BALTIMORE, MD 21244 | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,318 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,348 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,666 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(5 contracts, 5 carriers) | DELTA PREFERRED NATIONAL | 6,743 | $2.8M |
| Vision(4 contracts, 3 carriers) | HERITAGE VISION PLANS, INC. | 5,452 | $158K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,743 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.