No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AON HEWITT NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | $889K |
| FCA US LLC EIN 27-0187394 PLAN SPONSOR | Plan Administrator Service code 14 | — | $819K |
| MERCER HEALTH & BENEFITS LLC NONE | Actuarial; Direct payment from the plan Service code 11 | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | $121K |
| TRUVEN HEALTH ANALYTICS INC. EIN 06-1467923 NONE | Direct payment from the plan; Other services Service code 49 | — | $108K |
| WOLVERINE MAILING PACKAGING EIN 38-2233061 NONE | Copying and duplicating Service code 36 | — | $63K |
| ALERE HEALTH EIN 23-2776413 NONE | Other services; Direct payment from the plan Service code 49 | — | $50K |
| BUCK CONSULTANTS EIN 13-3954297 NONE | Other services; Direct payment from the plan Service code 49 | — | $32K |
| SSDC SERVICES CORP. EIN 38-3357459 NONE | Other services; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication Service code 15 | — | $26K |
| MERRILL LYNCH PIERCE FENNER & SMITH EIN 13-5674085 NONE | Direct payment from the plan; Investment management fees paid indirectly by plan; Sub-transfer agency fees; Other fees; Securities brokerage commissions and fees; Distribution (12b-1) fees; Investment management; Redemption fees; Shareholder servicing fees Service code 28 | — | $13K |
| WILLIS TOWERS WATSON NONE | Actuarial; Direct payment from the plan Service code 11 | 335 MADISON AVENUE NEW YORK, NY 10017 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,389 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 20,389 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(5 contracts, 5 carriers) | DELTA PREFERRED NATIONAL | 6,881 | $3.1M |
| Vision(2 contracts, 2 carriers) | HERITAGE VISION PLANS, INC. | 6,627 | $176K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,881 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.