No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRATES BENEFIT ADMINISTRATORS EIN 46-5285179 N/A | Claims processing; Direct payment from the plan Service code 12 | — | $1.3M |
| PAYER COMPASS N/A | Direct payment from the plan; Claims processing Service code 12 | 5800 GRANITE PARKWAY, STE 450 PLANO, TX 75024 | $299K |
| ASSURED BENEFITS ADMINISTRATORS N/A | Direct payment from the plan; Claims processing Service code 12 | 8150 NORTH CENTRAL EXPRESSWAY DALLAS, TX 75206 | $75K |
| OSMA EIN 73-0384245 SPONSOR | Plan Administrator; Direct payment from the plan Service code 14 | — | $62K |
| MULTIPLAN N/A | Direct payment from the plan; Insurance services Service code 23 | 115 FIFTH AVE NEW YORK, NY 10003 | $55K |
| FRATES INSURANCE & RISK MANAGEMENT EIN 26-3554645 N/A | Claims processing; Direct payment from the plan Service code 12 | — | $50K |
| TAG 2 BENEFITS INC N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | P.O. BOX 87 BURNET, TX 78611 | $39K |
| THRELKELD BENEFIT PARTNERS, LLC N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 2367 OAK ALLEY TYLER, TX 75703 | $37K |
| DREW M. SMITH INC. N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | 13501 TAHOE DR EDMOND, OK 730137671 | $33K |
| WAKELY CONSULTING GROUP EIN 59-3554482 N/A | Actuarial; Direct payment from the plan Service code 11 | — | $33K |
| CROSS POINTE INSURANCE ADVISORS LLC N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | P.O. BOX 1747 FORT SMITH, AR 72902 | $32K |
| MOSS ADAMS LLP EIN 91-0189318 N/A | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $32K |
| JACK BELLER MEMBER | Direct payment from the plan; Other services Service code 49 | 4423 RIDGELINE DR. NORMAN, OK 73072 | $30K |
| GALLAGHER BENEFIT SERVICES N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 615 E. BRITTON ROAD OKLAHOMA CITY, OK 73114 | $29K |
| CHRISTOPHER PAUL HOPFER N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | P.O. BOX 174 GUTHRIE, OK 73044 | $26K |
| FIRST HEALTH N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 23291 NETWORK PLACE CHICAGO, IL 606731232 | $21K |
| PHIA GROUP CONSULTING N/A | Consulting (general); Direct payment from the plan Service code 16 | 163 BAY STATE DR BRAINTREE, MA 02184 | $21K |
| GREGORY M. BUWICK N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | P.O. BOX 7211423 NORMAN, OK 73070 | $19K |
| CENTERSTONE INSURANCE AND FINANCIAL N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | 12404 PARK CENTRAL DRIVE SUITE 400 DALLAS, TX 75251 | $16K |
| DALE NEIKIRK MEMBER | Direct payment from the plan; Other services Service code 49 | 4609 LAURELBROOK CT NORMAN, OK 73072 | $13K |
| MYTELEMEDICINE N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 214 EAST LOUISIANA STREET, SUITE 30 MCKINNEY, TX 75069 | $12K |
| HOLLOWAY BENEFIT CONCEPTS, LLC N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | 1910 PACIFIC AVE STE 17180 DALLAS, TX 75201 | $12K |
| INSURICA TX INSURANCE SVCS INC N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 9600 GREAT HILLS TRAIL SUITE 225 W AUSTIN, TX 75703 | $12K |
| DIATOM ADVISORY, INC N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | P.O. BOX20594 OKLAHOMA CITY, OK 73156 | $11K |
| RELATION INSURANCE SERVICES N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 10425 S. 82ND E AVE. SUITE 110 TULSA, OK 74133 | $9K |
| THOMPSON, COE, COUSINS & IRONS LLP N/A | Legal; Direct payment from the plan Service code 29 | 700 NORTH PEARL ST, 25TH FLOOR DALLAS, TX 75201 | $9K |
| BENEFITS SELECT LLC N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 3508 FRENCH PARK DR 5 EDMOND, OK 73034 | $8K |
| KENNETH RICHARD DIVELBISS N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 2720 WASHINGTON DR. SUITE 100 NORMAN, OK 73069 | $7K |
| JOHN A. ROBINSON MEMBER | Direct payment from the plan; Other services Service code 49 | 501 E MACARTHUR ST SHAWNEE, OK 74804 | $7K |
| BATES INSURANCE GROUP N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 400 FAIRVIEW SUITE 13 PONCA CITY, OK 74601 | $6K |
| MICHAEL J. HAUGH MEMBER | Other services; Direct payment from the plan Service code 49 | 3708 E 47TH PL TULSA, OK 74135 | $6K |
| TEXMARK SOLUTIONS INC. N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | 2733 GREYWOOD LANE PLANO, TX 75075 | $6K |
| INDEPENDENT MEDICAL SYSTEMS N/A | Insurance services; Direct payment from the plan Service code 23 | 8150 N. CENTRAL EXPRESSWAY DALLAS, TX 75206 | $6K |
| LEE SCHOEFFLER MEMBER | Other services; Direct payment from the plan Service code 49 | 4303 MOORGATE DRIVE NORMAN, OK 73072 | $6K |
| WILLIAM OEHLERT MEMBER | Other services; Direct payment from the plan Service code 49 | 3017 ROCK RIDGE PLACE OKLAHOMA CITY, OK 73120 | $6K |
| BIRCHALL AND HAMPTON LLC N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | 3000 UNITED FOUNDERS BLVD. SUITE 13 OKLAHOMA CITY, OK 73112 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,834 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 388 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | AMERICAN NATIONAL LIFE INSURANCE COMPANY OF TEXAS | 1,834 | $507K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.