No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRATES BENEFIT ADMINISTRATORS EIN 46-5285179 N/A | Claims processing; Direct payment from the plan Service code 12 | — | $1.2M |
| OSMA EIN 73-0384245 SPONSOR | Plan Administrator; Direct payment from the plan Service code 14 | — | $98K |
| MCAFEE & TAFT EIN 73-0781676 N/A | Legal; Direct payment from the plan Service code 29 | — | $75K |
| MAXCARE N/A | Direct payment from the plan; Insurance services Service code 23 | 3000 E. MEMORIAL RD EDMOND, OK 73013 | $51K |
| MICHAEL J. HAUGH MEMBER | Other services; Direct payment from the plan Service code 49 | 3708 E 47TH PL TULSA, OK 74135 | $44K |
| FRATES INSURANCE & RISK MANAGEMENT EIN 26-3554645 N/A | Direct payment from the plan; Claims processing Service code 12 | — | $35K |
| MULTIPLAN N/A | Insurance services; Direct payment from the plan Service code 23 | 115 FIFTH AVE NEW YORK, NY 10003 | $34K |
| RSM US LLP EIN 42-0714325 N/A | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $21K |
| INSERVICES, INC. EIN 73-1396387 N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $17K |
| RMS CONSULTING, LLC EIN 73-0384245 N/A | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $16K |
| W. FRANK PHELPS MEMBER | Direct payment from the plan; Other services Service code 49 | 6903 E 113TH ST S BIXBY, OK 74008 | $15K |
| BENEFIT PLAN STRATEGIES EIN 20-0321439 N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $13K |
| LYTLE SOULE & CURLEE EIN 73-1438621 N/A | Legal; Direct payment from the plan Service code 29 | — | $12K |
| BANK OF OKLAHOMA EIN 73-0780382 FIDUCIARY | Direct payment from the plan; Investment management Service code 28 | — | $10K |
| MICKEY BORDEN LLC EIN 27-1860707 N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $10K |
| WAKELY CONSULTING GROUP EIN 59-3554482 N/A | Actuarial; Direct payment from the plan Service code 11 | — | $9K |
| NORTH AMERICAN INSURANCE AGENCY EIN 39-1052096 N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $9K |
| CORBYN HAMPTON, PLLC N/A | Legal; Direct payment from the plan Service code 29 | 211 N. ROBINSON AVE OKLAHOMA CITY, OK 73102 | $8K |
| DARYLE DEWAYNE VOSS MEMBER | Other services; Direct payment from the plan Service code 49 | 604 PEBBLE BEACH DR ARDMORE, OK 73401 | $6K |
| ROFFE ENTERPRISES, INC N/A | Consulting (general); Direct payment from the plan Service code 16 | 438 N FREDERICK AVE GAITHERSBURD, MD 20877 | $6K |
| JOHN A. ROBINSON MEMBER | Other services; Direct payment from the plan Service code 49 | 501 E MACARTHUR ST SHAWNEE, OK 74804 | $6K |
| JACK J. BELLER MEMBER | Other services; Direct payment from the plan Service code 49 | 4423 RIDGELINE DR NORMAN, OK 73072 | $6K |
| LEE E. SCHOEFFLER MEMBER | Direct payment from the plan Service code 50 | 7171 S YALE AVE STE 103 TULSA, OK 74136 | $6K |
| BHJ INSURANCE AGENCY, INC. EIN 61-1619983 N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $6K |
| DIANE M. HEATON MEMBER | Direct payment from the plan; Other services Service code 49 | 6802 S OLYMPIA AVE W STE 100G TULSA, OK 74132 | $5K |
| HUB INTERNATIONAL MIDWEST LTD. EIN 35-0672425 N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,674 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 599 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,274 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | AMERICAN FIDELITY ASSURANCE COMPANY | 1,743 | $325K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,743 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.