See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRATES BENEFIT ADMINISTRATORS EIN 46-5285179 N/A | Claims processing; Direct payment from the plan Service code 12 | — | $747K |
| TRU SERVICES N/A | Contract Administrator; Direct payment from the plan Service code 13 | 200 CUMMINGS CENTER BEVERLY, MA 01915 | $226K |
| MAXCARE N/A | Insurance services; Direct payment from the plan Service code 23 | 3000 E. MEMORIAL RD EDMOND, OK 73013 | $135K |
| MULTIPLAN N/A | Direct payment from the plan; Insurance services Service code 23 | 115 FIFTH AVE NEW YORK, NY 10003 | $91K |
| OSMA EIN 73-0384245 SPONSOR | Direct payment from the plan; Plan Administrator Service code 14 | — | $88K |
| W. FRANK PHELPS MEMBER | Other services; Direct payment from the plan Service code 49 | 6903 E 113TH ST S BIXBY, OK 74008 | $62K |
| FRATES INSURANCE & RISK MANAGEMENT EIN 26-3554645 N/A | Claims processing; Direct payment from the plan Service code 12 | — | $46K |
| MOSS ADAMS LLP EIN 91-0189318 N/A | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $36K |
| WAKELY CONSULTING GROUP EIN 59-3554482 N/A | Direct payment from the plan; Actuarial Service code 11 | — | $31K |
| INSERVICES, INC. EIN 73-1396387 N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $16K |
| BENEFIT PLAN STRATEGIES EIN 20-0321439 N/A | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $9K |
| BANK OF OKLAHOMA EIN 73-0780382 FIDUCIARY | Direct payment from the plan; Investment management Service code 28 | — | $9K |
| HEALTH PAYOR CONSORTIUM N/A | Direct payment from the plan; Claims processing Service code 12 | 1141 SOUTH 7TH ST ST. LOUIS, MO 63104 | $9K |
| MCAFEE & TAFT EIN 73-0781676 N/A | Legal; Direct payment from the plan Service code 29 | — | $9K |
| PHIA GROUP CONSULTING N/A | Consulting (general); Direct payment from the plan Service code 16 | 163 BAY STATE DR BRAINTREE, MA 02184 | $8K |
| STRATEGIC EMPLOYEE BENEFIT SERVICE EIN 73-1608924 N/A | Direct payment from the plan; Employee (plan) Service code 30 | — | $7K |
| THE BRAMLETT AGENCY EIN 27-2894934 N/A | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $6K |
| MICHAEL J. HAUGH MEMBER | Other services; Direct payment from the plan Service code 49 | 3708 E 47TH PL TULSA, OK 74135 | $6K |
| JOHN A. ROBINSON MEMBER | Other services; Direct payment from the plan Service code 49 | 501 E MACARTHUR ST SHAWNEE, OK 74804 | $6K |
| JACK BELLER MEMBER | Direct payment from the plan; Other services Service code 49 | 4423 RIDGELINE DR. NORMAN, OK 73072 | $6K |
| LEE SCHOEFFLER MEMBER | Direct payment from the plan; Other services Service code 49 | PO BOX 915 BROKEN ARROW, OK 74013 | $5K |
| WILLIAM OEHLERT MEMBER | Other services; Direct payment from the plan Service code 49 | 3017 ROCK RIDGE PLACE OKLAHOMA CITY, OK 73120 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 883 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 512 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | AMERICAN FIDELITY ASSURANCE COMPANY | 1,804 | $226K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,804 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.