| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN, MOORE & CO., INC. | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $79K | $45K | $124K | 5.50% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN STREET SUITE 400 SHREVEPORT, LA 71101 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 10.00% |
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN MOORE & CO INC | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | — | $12K | 15.00% |
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN MOORE & CO INC | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN MOORE & CO INC | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $797 | — | $797 | 7.26% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $203 | — | $203 | 1.85% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $203 | — | $203 | 1.85% |
| BRAZZEL DILLARD3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | — | $30 | 0.27% |
| COHRAN DAVID3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 0.25% |
| COHRAN DAVID3 Filed as: COHRAN DAVID L | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $142 | — | $142 | 2.87% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $109 | — | $109 | 2.20% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $109 | — | $109 | 2.20% |
| BRAZZEL DILLARD3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.48% |
| COHRAN DAVID3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.36% |
| COHRAN DAVID3 Filed as: COHRAN DAVID L | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.12% |
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN MOORE & CO INC | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $575 | — | $575 | 15.01% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $93 | — | $93 | 3.33% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $93 | — | $93 | 3.33% |
| BRAZZEL DILLARD3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.43% |
| COHRAN DAVID3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.43% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 319 | $2.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 209 | $131K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 209 | $131K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 228 | $59K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 136 | $82K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 51 | $52K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 319 | $2.3M |
| Other(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 228 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.