| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN, MOORE & CO., INC. | — | BLUE CROSS AND BLUE SHEILD OF LOUISIANA | $53K | $1K | $54K | 3.53% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN STREET SUITE 400 SHREVEPORT, LA 71101 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 10.00% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN STREET SUITE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN STREET SUITE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 15.00% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN STREET SUITE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 15.00% |
| BRIAN PATUREAU LLC3 | 8383 WESTSHORE DRIVE APARTMENT M181 COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $502 | — | $502 | 3.75% |
| CRESCENT CITY BENEFITS INS3 | 4323 DIVISION STREET SUITE 111 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $502 | — | $502 | 3.75% |
| DILLARD BRAZZEL3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $72 | — | $72 | 0.54% |
| DAVID COHRAN3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $72 | — | $72 | 0.54% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $41 | — | $41 | 0.31% |
| BRIAN PATUREAU LLC3 | 8383 WESTSHORE DRIVE APARTMENT M181 COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $322 | — | $322 | 3.00% |
| CRESCENT CITY BENEFITS INS3 | 4323 DIVISION STREET SUITE 111 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $322 | — | $322 | 3.00% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $305 | — | $305 | 2.84% |
| BRAZZEL DILLARD3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $75 | — | $75 | 0.70% |
| DAVID COHRAN3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $75 | — | $75 | 0.70% |
| BRIAN PATUREAU LLC3 | 8383 WESTSHORE DRIVE APARTMENT M181 COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $188 | — | $188 | 3.92% |
| CRESCENT CITY BENEFITS INS3 | 4323 DIVISION STREET SUITE 111 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $188 | — | $188 | 3.92% |
| DILLARD BRAZZEL3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | — | $28 | 0.58% |
| DAVID COHRAN3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | — | $28 | 0.58% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.31% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN STREET SUITE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $535 | — | $535 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHEILD OF LOUISIANA | 170 | $1.5M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 194 | $137K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 194 | $137K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 212 | $62K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 132 | $70K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 62 | $61K |
| Other(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 212 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.