| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOREMAN MOORE & COMPANY INC3 Filed as: MOREMAN, MOORE & CO., INC. | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $76K | $32K | $108K | 4.97% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN STREET SUITE 400 SHREVEPORT, LA 71101 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 10.00% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | — | $13K | 15.00% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 15.00% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 18.04% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $224 | — | $224 | 1.99% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $224 | — | $224 | 1.99% |
| BRAZZEL DILLARD3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $41 | — | $41 | 0.37% |
| COHRAN DAVID3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.26% |
| COHRAN DAVID3 Filed as: COHRAN DAVID L | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.11% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $218 | — | $218 | 3.87% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $130 | — | $130 | 2.31% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $130 | — | $130 | 2.31% |
| BRAZZEL DILLARD3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | — | $33 | 0.59% |
| COHRAN DAVID3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | — | $21 | 0.37% |
| COHRAN DAVID3 Filed as: COHRAN DAVID L | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.21% |
| MOREMAN MOORE & COMPANY INC3 | 820 JORDAN ST STE 400 SHREVEPORT, LA 71101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $572 | — | $572 | 14.99% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $104 | — | $104 | 3.30% |
| BRIAN PATUREAU LLC3 | 229 RUE CHANTILLY COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $104 | — | $104 | 3.30% |
| BRAZZEL DILLARD3 | 1705 SIMMONS STREET ALEXANDRIA, LA 71301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.44% |
| COHRAN DAVID3 | 212 GRIFFITH STREET PINEVILLE, LA 71360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.44% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 227 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 310 | $2.2M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 202 | $158K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 202 | $158K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 226 | $58K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $85K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 55 | $58K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 310 | $2.2M |
| Other(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 226 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 310 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.