| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1 NORTH DALE MABRY HWY STE 1008 TAMPA, FL 33609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $4K | $17K | 12.20% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.82% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1 NORTH DALE MABRY HWY STE 1008 TAMPA, FL 33609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $4K | $14K | 19.68% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $897 | — | $897 | 1.23% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1 NORTH DALE MABRY HWY STE 1008 TAMPA, FL 33609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $4K | $11K | 20.10% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $681 | — | $681 | 1.21% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1 NORTH DALE MABRY HWY STE 1008 TAMPA, FL 33609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $3K | $10K | 19.92% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $597 | — | $597 | 1.23% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1 NORTH DALE MABRY HWY STE 1008 TAMPA, FL 33609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $6K | 24.52% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $383 | — | $383 | 1.59% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1 NORTH DALE MABRY HWY STE 1008 TAMPA, FL 33609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 15.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $193 | — | $193 | 0.83% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3605 GLENWOOD AVE RALEIGH, NC 27612 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $5K | 28.24% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $292 | — | $292 | 1.53% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1 NORTH DALE MABRY HWY STE 1008 TAMPA, FL 33609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $787 | $2K | 20.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $156 | — | $156 | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 436 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 436 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 230 | $143K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 193 | $23K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 436 | $85K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 157 | $49K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $56K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 436 | $128K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 436 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.