| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES3 | 300 N BEACH ST DAYTONA BEACH, FL 32114 | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | $116K | $559 | $117K | 3.14% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN OF NH | 309 DANIEL WEBSTER HIGHWAY MERRIMACK, NH 03054 | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | $0 | $16K | $16K | 0.42% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | -$328 | — | -$328 | -0.01% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INSURANCE SERVICES | 309 DANIEL WEBSTER HWY MERRIMACK, NH 03054 | DELTA DENTAL OF NEW HAMPSHIRE, INC. | $6K | — | $6K | 3.19% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INSURANCE SERVICES | 125 EAST ELM ST CONSHOHOCKEN, PA 19428 | STANDARD INSURANCE COMPANY | $30K | — | $30K | 17.21% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INSURANCE SERVICES | 980 WASHINGTON ST SUITE 325 DEDHAM, MA 02026 | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 426 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 427 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | 305 | $3.7M |
| Dental | DELTA DENTAL OF NEW HAMPSHIRE, INC. | 278 | $188K |
| Vision | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | 281 | $3.7M |
| Life insurance | STANDARD INSURANCE COMPANY | 426 | $171K |
| Short-term disability | STANDARD INSURANCE COMPANY | 426 | $171K |
| Long-term disability | STANDARD INSURANCE COMPANY | 426 | $171K |
| Prescription drug | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | 281 | $3.7M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 426 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 426 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.