| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 1111 BRICKELL AVE STE 2700 MIAMI, FL 33131 | BLUE CROSS BLUE SHIELD OF FLORIDA | $43K | — | $43K | 6.00% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN GERVINO AND WARLICK, INC | 6820 LYONS TECHNOLOGY PKWY STE 145 COCONUT CREEK, FL 33073 | BLUE CROSS BLUE SHIELD OF FLORIDA | $29K | — | $29K | 6.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | SE, C/O BANK OF AMERICA P.O. BOX 741738 ATLANTA, GA 30374 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $9K | $1K | $10K | 6.87% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN, GERVINO & WARLICK | 5 DARTMOUTH DR #145 AUBURN, NH 03032 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $6K | — | $6K | 3.95% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $829 | $171 | $1K | 7.09% |
| CGI EMPLOYEE BENEFITS GROUP3 Filed as: CGI BUSINESS SOLUTIONS | 6820 LYONS TECHNOLOGY CIRCLE STE 145 COCONUT CREEK, FL 33073 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $581 | — | $581 | 4.12% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP, LLC | 18700 N. HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $290 | $290 | 2.06% |
| LOCKTON COMPANIES, LLC5 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $912 | — | $912 | 7.24% |
| CGI EMPLOYEE BENEFITS GROUP3 Filed as: CGI BUSINESS SOLUTIONS | 6820 LYONS TECHNOLOGY CIRCLE STE 145 COCONUT CREEK, FL 33073 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $348 | — | $348 | 2.76% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD. LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $965 | $136 | $1K | 10.53% |
| CGI EMPLOYEE BENEFITS GROUP3 Filed as: CGI BUSINESS SOLUTIONS | 6820 LYONS TECHNOLOGY CIRCLE STE 145 COCONUT CREEK, FL 33073 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $604 | — | $604 | 5.78% |
| STEALTH PARTNER GROUP LLC3 | 18700 N. HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $201 | $201 | 1.92% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $133 | $2K | 24.46% |
| CGI EMPLOYEE BENEFITS GROUP3 Filed as: CGI BUSINESS SOLUTIONS | 6820 LYONS TECHNOLOGY CIRCLE STE 145 COCONUT CREEK, FL 33073 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $30 | — | $30 | 0.30% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $819 | $83 | $902 | 9.90% |
| CGI EMPLOYEE BENEFITS GROUP3 Filed as: CGI BUSINESS SOLUTIONS | 6820 LYONS TECHNOLOGY CIRCLE STE 145 COCONUT CREEK, FL 33073 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $548 | — | $548 | 6.01% |
| STEALTH PARTNER GROUP LLC3 | 18700 N. HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $183 | $183 | 2.01% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $779 | $104 | $883 | 10.01% |
| CGI EMPLOYEE BENEFITS GROUP3 Filed as: CGI BUSINESS SOLUTIONS | 6820 LYONS TECHNOLOGY CIRCLE STE 145 COCONUT CREEK, FL 33073 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $544 | — | $544 | 6.17% |
| STEALTH PARTNER GROUP LLC3 | 18700 N. HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $181 | $181 | 2.05% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $121 | $2K | 24.48% |
| STEALTH PARTNER GROUP LLC3 | 18700 N. HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $169 | $169 | 1.95% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 6000 FELDWOOD RD LOCKBOX 741738 ATLANTA, GA 30349 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $112 | $14 | $126 | 10.26% |
| CGI EMPLOYEE BENEFITS GROUP3 Filed as: CGI BUSINESS SOLUTIONS | 6820 LYONS TECHNOLOGY CIRCLE STE 145 COCONUT CREEK, FL 33073 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $72 | — | $72 | 5.86% |
| STEALTH PARTNER GROUP LLC3 | 18700 N. HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $24 | $24 | 1.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 275 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 76 | $1.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 274 | $151K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 274 | $151K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 37 | $23K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 38 | $9K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 16 | $10K |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 93 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.