| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE, STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $138K | $29K | $167K | 5.67% |
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DR MINNEAPOLIS, MN 55416 | DELTA DENTAL OF OHIO | $127K | $0 | $127K | 6.59% |
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE, STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $68K | $4K | $72K | 14.02% |
| VOLUNTARY BENEFIT ADVISORS3 | 2400 MAIN ST, STE 200 IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $188 | $14K | 2.75% |
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE, STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $66K | $4K | $70K | 14.42% |
| VOLUNTARY BENEFIT ADVISORS3 | 2400 MAIN ST, STE 200 IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $432 | $18K | 3.69% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 285 COZZINS ST COLUMBUS, OH 43215 | EYEMED | $9K | $0 | $9K | 2.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS, MARSH & MCLENNAN AGCY | 32332 COLLECTION CENTER DR CHICAGO, IL 60693 | EYEMED | $3K | $0 | $3K | 0.82% |
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE. STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $81K | $2K | $83K | 22.42% |
| VOLUNTARY BENEFIT ADVISORS3 | 2400 MAIN ST, STE 200 IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $21 | $15K | 3.98% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY SOUTHEAST | MMA J. SMITH LANIER CORP PO BOX 744831 ATLANTA, GA 30374 | ARMADA CARE | $1K | $0 | $1K | 1.06% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 285 COZZINS ST COLUMBUS, OH 43215 | EYEMED | $2K | $0 | $2K | 1.79% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS, MARSH & MCLENNAN AGENCY | 32332 COLLECTION CENTER DR. CHICAGO, IL 60693 | EYEMED | $2K | $0 | $2K | 1.25% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGCY | 285 COZZINS ST COLUMBUS, OH 43215 | EYEMED | $25 | $0 | $25 | 1.86% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS., MARSH & MCLENNAN AGCY | 32332 COLLECTION CENTER DR. CHICAGO, IL 60693 | EYEMED | $18 | $0 | $18 | 1.34% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGCY | 285 COZZINS ST COLUMBUS, OH 43215 | EYEMED | $11 | $0 | $11 | 2.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS., MARSH & MCLENNAN AGCY | 32332 COLLECTION CENTER DR CHICAGO, IL 60693 | EYEMED | $10 | $0 | $10 | 1.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,514 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,523 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARMADA CARE | 16 | $131K |
| Dental | DELTA DENTAL OF OHIO | 10,530 | $1.9M |
| Vision(4 contracts) | EYEMED | 5,357 | $502K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 14,597 | $2.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 14,597 | $2.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 14,597 | $2.9M |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 14,597 | $4.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,597 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.