| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE, STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $57K | $0 | $57K | 3.31% |
| MARSH & MCLENNAN AGENCY LLC3 | 309 WEBSTER ST DAYTON, OH 45402 | DELTA DENTAL OF OHIO | $39K | $0 | $39K | 3.39% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVENUE, SUITE 401 BOSTON, MA 02199 | DELTA DENTAL OF OHIO | $23K | $0 | $23K | 1.95% |
| MARSH & MCLENNAN AGENCY LLC3 | 6160 GOLDEN HILLS DR MINNEAPOLIS, MN 55416 | DELTA DENTAL OF OHIO | $23K | $0 | $23K | 1.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS., MARSH & MCLENNAN AGCY | 32332 COLLECTION CENTER DR CHICAGO, IL 60693 | EYEMED | $30K | $0 | $30K | 7.82% |
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE, STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $70K | $0 | $70K | 19.36% |
| VOLUNTARY BENEFIT ADVISORS3 | 2400 MAIN ST, STE 200 IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 1.29% |
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE, STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $63K | $0 | $63K | 19.26% |
| VOLUNTARY BENEFIT ADVISORS3 | 2400 MAIN ST, STE 200 IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 1.59% |
| H BAS SOLUTIONS LLC3 | 108 S FRANKLIN AVE. STE 5B VALLEY STREAM, NY 11580 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 3.55% |
| VOLUNTARY BENEFIT ADVISORS3 | 2400 MAIN ST, STE 200 IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | -$5 | $0 | -$5 | -0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY SOUTHEAST | MMA J. SMITH LANIER CORP PO BOX 744831 ATLANTA, GA 30374 | ARMADA CARE | $2K | $0 | $2K | 1.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS, MARSH & MCLENNAN AGENCY | 32332 COLLECTION CENTER DR. CHICAGO, IL 60693 | EYEMED | $10K | $0 | $10K | 10.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS., MARSH & MCLENNAN AGCY | 32332 COLLECTION CENTER DR. CHICAGO, IL 60693 | EYEMED | $111 | $0 | $111 | 9.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS., MARSH & MCLENNAN AGCY | 32332 COLLECTION CENTER DR. CHICAGO, IL 60693 | EYEMED | $37 | $0 | $37 | 13.75% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 59505 E GALBRAITH RD. #5000 CINCINNATI, OH 45236 | EYEMED | $2 | $0 | $2 | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,096 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARMADA CARE | 13 | $144K |
| Dental | DELTA DENTAL OF OHIO | 6,198 | $1.2M |
| Vision(4 contracts) | EYEMED | 2,870 | $484K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 9,168 | $1.7M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 9,168 | $1.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 9,168 | $1.7M |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 9,168 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.