| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| H BAS SOLUTIONS LLC3 Filed as: H.BAS SOLUTIONS, LLC | 108 S FRANKLIN AVE., STE. 5B VALLEY STREAM, NY 11580 | RELIASTAR LIFE INSURANCE COMPANY | $176K | $0 | $176K | 6.51% |
| MARSH & MCLENNAN AGENCY LLC3 | 300 E VINE ST, STE. 200 LEXINGTON, KY 40507 | RELIASTAR LIFE INSURANCE COMPANY | $17K | $0 | $17K | 0.61% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES - MACE BENEFITS GROUP INC | — | RELIASTAR LIFE INSURANCE COMPANY | $0 | $4K | $4K | 0.15% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVENUE, SUITE 401 BOSTON, MA 02199 | DELTA DENTAL OF OHIO | $86K | $0 | $86K | 7.26% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC. | 5905 E GALBRAITH RD. #5000 CINCINNATI, OH 45236 | EYEMED | $8K | $0 | $8K | 4.98% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BROWER INS, MARSH & MCLENNAN AGENCY | 32332 COLLECTION CENTER DR. CHICAGO, IL 60693 | EYEMED | $175 | $0 | $175 | 0.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO. | A MARSH MCLENNAN AGENCY LLC UKNOWN UKNOWN, KY 00000 | ARMADA CARE | $1K | $0 | $1K | 1.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,281 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,309 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARMADA CARE | 13 | $104K |
| Dental | DELTA DENTAL OF OHIO | 6,134 | $1.2M |
| Vision(3 contracts) | EYEMED | 2,881 | $549K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 8,417 | $2.7M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 8,417 | $2.7M |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 8,417 | $2.7M |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 8,417 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,417 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.