| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RODGER LINCOLN WELLS3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $24K | $530 | $25K | 8.10% |
| MEGAN CHAPMAN3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $24K | $424 | $24K | 7.85% |
| BRITTANY NICOLE SCOTT3 | 7412 GRAVENSTEEN ODESSA, TX 79765 | AFLAC | $16K | $220 | $16K | 5.25% |
| PATRICIA LYNN WIDNER3 | 6100 RIDGE VIEW ST MIDLAND, TX 79705 | AFLAC | $9K | $53 | $9K | 3.00% |
| JENIFER LYNN SORLEY & OTHER AGENTS3 Filed as: JENIFER LYNN SORLEY | 2719 S COUNTY ROAD 1121 MIDLAND, TX 79706 | AFLAC | $7K | $76 | $7K | 2.35% |
| AALIYAH FIERRO3 | PO BOX 51742 MIDLAND, TX 79710 | AFLAC | $7K | $284 | $7K | 2.32% |
| EVELYN VILLALOBOS3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $6K | $175 | $6K | 2.05% |
| BENNETT G COOK IV3 | 9202 TURNER AVE LUBBOCK, TX 79242 | AFLAC | $5K | $43 | $6K | 1.80% |
| AMANDA MCCANN POTTER3 | PO BOX 591 COMFORT, TX 78013 | AFLAC | $5K | $49 | $5K | 1.53% |
| KARLA FABELA3 | 1311 LINDBERG ST ODESSA, TX 79763 | AFLAC | $3K | $0 | $3K | 0.87% |
| DAVID WOOD3 Filed as: DAVID B BRILEY | 3224 DELANO AVE MIDLAND, TX 79701 | AFLAC | $2K | $0 | $2K | 0.79% |
| MATTHEW D ALLISON3 | 1340 E 7TH ST STE 270 ODESSA, TX 79761 | AFLAC | $1K | $76 | $1K | 0.36% |
| MARGARET Z HAYNIE3 | 1125 NAKUI ST MAKAWAO, HI 96768 | AFLAC | $367 | $0 | $367 | 0.12% |
| CECILIA PALMA3 | 6734 W ARTIE ST ODESSA, TX 79763 | AFLAC | $247 | $0 | $247 | 0.08% |
| STEVEN VALLES3 | 413 E DORMARD AVE MIDLAND, TN 79705 | AFLAC | $163 | $0 | $163 | 0.05% |
| KARA BOYD3 | 2320 SKY VIEW RD MIDLAND, TX 79705 | AFLAC | $107 | $0 | $107 | 0.03% |
| BLESSED MOSLEY INC3 | 709 RIVERFALLS RD SAN ANGELO, TX 76903 | AFLAC | $98 | $0 | $98 | 0.03% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76101 | AFLAC | $96 | $0 | $96 | 0.03% |
| TIODOSO G MONTOYA3 | 4101 MELODY LN ODESSA, TX 79762 | AFLAC | $69 | $0 | $69 | 0.02% |
| RIQUESHYA MARY SCOTT3 | 3604 W LOUISIANA AVE MIDLAND, TX 79703 | AFLAC | $60 | $0 | $60 | 0.02% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76101 | PRINCIPAL LIFE INSURANCE COMPANY | $36K | $3K | $39K | 12.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 337 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 603 | $304K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 603 | $304K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 603 | $304K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 603 | $304K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 603 | $304K |
| Other | AFLAC | 361 | $307K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 603 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.