| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRITTANY NICOLE SCOTT3 | 7412 GRAVENSTEEN ODESSA, TX 79765 | AFLAC | $28K | $3K | $31K | 18.81% |
| RODGER LINCOLN WELLS3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $12K | $825 | $12K | 7.64% |
| MARGARET Z HAYNIE3 | 88 KAWEHI PL KULA, HI 96790 | AFLAC | $8K | $665 | $9K | 5.53% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $6K | $696 | $7K | 4.41% |
| MEGAN CHAPMAN3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $2K | $5 | $2K | 1.14% |
| RIQUESHYA MARY SCOTT3 | 3213 STOREY AVE MIDLAND, TX 79701 | AFLAC | $1K | $0 | $1K | 0.74% |
| BENNETT G COOK IV3 | 3812 32ND ST LUBBOCK, TX 79410 | AFLAC | $654 | $0 | $654 | 0.40% |
| JANELLA RENE WALKER3 | PO BOX 257 GARDENDALE, TX 79758 | AFLAC | $412 | $0 | $412 | 0.25% |
| RIQUESHYA MARY SCOTT3 | 3213 STOREY AVE MIDLAND, TX 79701 | AFLAC | $266 | $0 | $266 | 0.16% |
| MATTHEW D ALLISON3 | 4125 BUSINESS PARK DR AMARILLO, TX 79110 | AFLAC | $218 | $0 | $218 | 0.13% |
| BENNETT G COOK IV3 | 310 FRANKFORD AVE #108 LUBBOCK, TX 79416 | AFLAC | $188 | $0 | $188 | 0.12% |
| MATTHEW D ALLISON3 | PO BOX 14403 ODESSA, TX 79768 | AFLAC | $157 | $0 | $157 | 0.10% |
| BLESSED MOSLEY INC3 | 4803 PLAZA BLVD STE 702 ODESSA, TX 79762 | AFLAC | $103 | $0 | $103 | 0.06% |
| MATTHEW D ALLISON3 | 2100 S POLK ST AMARILLO, TX 79109 | AFLAC | $42 | $0 | $42 | 0.03% |
| PETE ARAGON3 | 1300 S COUNTY RD 1122 MIDLAND, TX 79706 | AFLAC | $37 | $0 | $37 | 0.02% |
| PATRICIA LYNN WIDNER3 | 4925 RUSTIC TRL MIDLAND, TX 79707 | AFLAC | $16 | $0 | $16 | 0.01% |
| JENNIFER E CONNER3 Filed as: JENNIFER E CONNOR | 1031 ANDREWS HWY STE 305 MIDLAND, TX 79701 | AFLAC | $12 | $0 | $12 | 0.01% |
| TIODOSO G MONTOYA3 | 4101 MELODY LN ODESSA, TX 79762 | AFLAC | $11 | $0 | $11 | 0.01% |
| LISA RUE JENKINS3 | 5800 JACKSON RD MONTGOMERY, TX 77316 | AFLAC | $7 | $0 | $7 | 0.00% |
| MICHAEL HILL3 Filed as: MICHAEL A HILL | 3304 PROVIDENCE DR MIDLAND, TX 79707 | AFLAC | $7 | $0 | $7 | 0.00% |
| ALMA C MONTOYA3 | 4101 MELODY LN ODESSA, TX 79762 | AFLAC | $6 | $0 | $6 | 0.00% |
| ESMERALDA ZARAGOSA3 | 5005 ANETTA DR MIDLAND, TX 79703 | AFLAC | $5 | $0 | $5 | 0.00% |
| ANTHONY D POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $4 | $0 | $4 | 0.00% |
| ROBERT PERRY EVANS JR3 Filed as: ROBERT P EVANS JR INC | 14422 COUNTY RD X MCLEAN, TX 79057 | AFLAC | $4 | $0 | $4 | 0.00% |
| SAMUEL L AUSTIN3 Filed as: SAMUEL R AUSTIN | 5450 STRATUM DR STE 150 FORT WORTH, TX 76137 | AFLAC | $4 | $0 | $4 | 0.00% |
| BOBBY R STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $3 | $0 | $3 | 0.00% |
| JANICE ARCHER3 Filed as: JANICE NOREEN ARCHER | 3205 HAYNES DR MIDLAND, TX 79705 | AFLAC | $3 | $0 | $3 | 0.00% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $3 | $0 | $3 | 0.00% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $2 | $0 | $2 | 0.00% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | UNION SECURITY INSURANCE COMPANY | $3K | $0 | $3K | 5.32% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $307 | $0 | $307 | 11.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 133 | $54K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 158 | $3K |
| Other(2 contracts, 2 carriers) | AFLAC | 176 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.