| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGER LINCOLN WELLS3 | 415 W WALL ST MIDLAND, TX 79701 | AFLAC | $20K | $1K | $21K | 7.42% |
| BRITTANY NICOLE SCOTT3 | 7412 GRAVENSTEEN ODESSA, TX 79765 | AFLAC | $18K | $2K | $20K | 7.02% |
| MEGAN CHAPMAN3 | 415 W WALL ST STE 1818 MIDLAND, TX 79701 | AFLAC | $9K | $431 | $10K | 3.56% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $7K | $635 | $8K | 2.87% |
| BENNETT G COOK IV3 | 9202 TURNER AVE LUBBOCK, TX 79424 | AFLAC | $3K | $245 | $3K | 1.15% |
| STEVEN VALLES3 | 413 E DORMARD AVE MIDLAND, TX 79705 | AFLAC | $857 | $379 | $1K | 0.44% |
| YERALDI GARDEA3 | 4415 NORTHCREST DR #615 MIDLAND, TX 79707 | AFLAC | $1K | $0 | $1K | 0.43% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | AFLAC | $1K | $0 | $1K | 0.43% |
| MARGARET Z HAYNIE3 | 50 PUAKOU PL PAIA, HI 96779 | AFLAC | $604 | $0 | $604 | 0.22% |
| CHEYANNA LYNN SCHLOTTMAN3 | 1441 LOTUS DR GALVESTON, TX 77554 | AFLAC | $366 | $58 | $424 | 0.15% |
| ERWIN ULLOA3 | 1201 E OAK AVE MIDLAND, TX 79705 | AFLAC | $354 | $0 | $354 | 0.13% |
| MATTHEW D ALLISON3 | 1340 E 7TH ST STE 270 ODESSA, TX 79761 | AFLAC | $318 | $0 | $318 | 0.11% |
| BENNETT G COOK IV3 | 310 FRANKFORD AVE #108 LUBBOCK, TX 79416 | AFLAC | $240 | $9 | $249 | 0.09% |
| RIQUESHYA MARY SCOTT3 | 3213 STOREY AVE MIDLAND, TX 79701 | AFLAC | $186 | $0 | $186 | 0.07% |
| HUNTER NICOLE HENSLEY3 | 4400 N HOLIDAY HILL RD #1706 MIDLAND, TX 79707 | AFLAC | $91 | $9 | $100 | 0.04% |
| BLESSED MOSLEY INC3 | 709 RIVERFALLS RD SAN ANGELO, TX 76903 | AFLAC | $79 | $0 | $79 | 0.03% |
| TIODOSO G MONTOYA3 | 4101 MELODY LN ODESSA, TX 79762 | AFLAC | $69 | $0 | $69 | 0.02% |
| MATTHEW D ALLISON3 | 2100 S POLK ST AMARILLO, TX 79109 | AFLAC | $64 | $0 | $64 | 0.02% |
| MARGARET Z HAYNIE3 | 88 KAWEHI PL KULA, HI 96790 | AFLAC | $56 | $0 | $56 | 0.02% |
| PATRICIA LYNN WIDNER3 | 4925 RUSTIC TRL MIDLAND, TX 79707 | AFLAC | $55 | $0 | $55 | 0.02% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | PRINCIPAL LIFE INSURANCE COMPANY | $24K | $16K | $40K | 19.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 372 | $205K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 372 | $205K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 372 | $205K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 372 | $205K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 372 | $205K |
| Other | AFLAC | 171 | $279K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.