| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GRINDELL & ROMERO INSURANCE INC3 | PO BOX 1929 LAS CRUCES, NM 88004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107K | — | $107K | 9.07% |
| D&I INTERNATIONAL PARTNERS INC3 | 449 EL CAMINO DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21K | $21K | $42K | 3.61% |
| VANESSA CARRASCO3 | 1282 ZELLIGE ST EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24K | $2K | $26K | 2.24% |
| MICHAEL HERNANDEZ3 | 3604 ALHAMBRA LN EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17K | $316 | $17K | 1.47% |
| JUAN JOSE MACIAS3 | 457 LAS POLOMAS EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $229 | $7K | 0.63% |
| ANGELA RENEE HERNANDEZ3 | 3233 MUDDY POINT LN EL PASO, TX 79938 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $30 | $2K | 0.17% |
| ANDRES LOPEZ3 | 11713 SIERRA MORENA DR EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $220 | $2K | 0.16% |
| ARGO EXPRESS LLC3 | 17803 LA CANTERA TER APT 11418 SAN ANTONIO, TX 78256 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $432 | $2K | 0.14% |
| MARICELA GARCIA3 | 516 LICHFIELD DR EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.12% |
| MARIA GRACIELA PAMANES3 Filed as: MARIA GUADALUPE LOZANO | 228 FOUNTAIN RD EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.11% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY W BOEME, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $710 | $190 | $900 | 0.08% |
| GARY THEODORE HUNDEBY3 | 3140 TIERRA CUERVO DR EL PASO, TX 79938 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $835 | — | $835 | 0.07% |
| DANIEL ROJAS3 | 6680 CABANA DEL SOL EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $535 | $278 | $813 | 0.07% |
| SEAMAN ENTERPRISES INC3 | 924 LAS AVES PL EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $796 | — | $796 | 0.07% |
| ROSE VILLALON PASQUEL3 | 552 E CARSON ST 104-412 CARSON, CA 90745 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $695 | $32 | $727 | 0.06% |
| JACKELYNE AGUIRRE3 | 13570 HARBOTTLE ST EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $699 | — | $699 | 0.06% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $178 | $365 | $543 | 0.05% |
| EDGAR IVAN MUNOZ LUNA3 | 7313 KIOWA CREEK EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $438 | $67 | $505 | 0.04% |
| YARENI GUADALUPE MANCHINELLI3 | 632 ADRIAN ARELLANO ST SOCORRO, TX 79927 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $429 | — | $429 | 0.04% |
| KPW INC3 | 312 RAINBOW CIR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $102 | $322 | $424 | 0.04% |
| LORENA DEL GONZALEZ3 | 368 SHADOW MOUNTAIN DR EL PASP, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $270 | — | $270 | 0.02% |
| RENE ADRIAN RODRIGUEZ3 | 1814 E BELL RD APT 2009 PHOENIX, AZ 85022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $240 | $27 | $267 | 0.02% |
| ELISABETH CHESHIRE CHAVEZ3 | 7386 BRAYS LANDING DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | $1 | $110 | 0.01% |
| JORGE DUENAS3 | 6840 CACTUS THRUSH DR EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $11 | $75 | 0.01% |
| WILLIAM RICHARD KYZER3 | 8211 GORDON LN HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | $19 | $62 | 0.01% |
| MANUEL GERARDO ARAIZA3 | 7016 GRANERO DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | — | $60 | 0.01% |
| JON MALMBORG3 Filed as: JON CURTIS RICHERT | 35925 LEAH LN YUCAIPA, CA 92399 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $14 | $46 | 0.00% |
| CHARLES NICHOLAS MUIRURI3 | 1172 RISING TIDES DR SPARKS, NV 89436 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.00% |
| GROUP SUPPLEMENTAL BENEFITS INC3 | 39970 STACY CT MURRIETA, CA 92563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $13 | $45 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: KERWIN VAUGHN BROWN | 7329 N 11TH ST PHOENIX, AZ 85020 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $9 | $36 | 0.00% |
| MARIA RUBY QUINTANA3 | 17800 COLIMA RD APT 734 ROWLAND HEIGHTS, CA 91748 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.00% |
| ZACHARY HUNYADI ALICEA3 | 5001 N MESA ST APT 1114 EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.00% |
| MONICA GABRIELA SERVIN3 | 6749 ISLA DEL REY EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.00% |
| SUSAN GOLD STOKES3 | 104 MISTY HOLLOW WAY HUNTSVILLE, AL 35806 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| BENEFOUNDRY INC3 | 3013 LARGE HOP LN ANTIOCH, TN 37013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $5 | $11 | 0.00% |
| CARLA STINER REEL3 | 12322 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| JAMES A SHARP3 | 1021 TULIP BLOSSOM DRIVE HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| LVI BENEFITS SERVICES LLC3 | 2985 SURREY RIDGE ROAD CLARKSVILLE, TN 37043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 9811 KATY FREEWAY HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| GRISEL ROCIO ARMENDARIZ3 | 14312 ISLAND POINT DR EL PASO, TX 79938 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| ANTONIA DAVILA3 Filed as: ANTONIA MARIA HOLDEN | 8932 CREEKFORD DR LAKESIDE, CA 92040 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| VICTOR ROBERT ROLLO3 | PO BOX 879 CARLSBAD, CA 92018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| MERKI BENEFITS ADMINISTRATION LLC3 Filed as: MERKI BEFEFITS ADMINISTRATION LLC | 326 VILLA CANTO ST EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| MARIA GRACIELA PAMANES3 | 5780 MIRA GRANDE DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| RON ROSENSTEIN3 | 3711 N STANTON ST EL PASO, TX 79902 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| G ZUBIA ENTERPRISES INC3 | 2417 MONTANA AVE EL PASO, TX 79903 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DR EL PASO, TX 79925 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| NICHOLAS MOOR WEISSFELD3 Filed as: NICHOLAS MOOR WEISSFIELD | 1309 KNIGHTSBRIDGE DR KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| OSCAR CALANCHE3 | 12328 JOE GOMEZ AVE EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| PAULINA FOURZAN3 | 5129 MESA DEL OSO RD NE ALBURQUERQUE, NM 87111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JENNIFER GRIGGS3 | 101 JULIE LANE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JACQUELINE PAPKE GONZALEZ3 | 5552 FERNWOOD CIR EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LUIS RAFAEL VALLE3 | 2354 CHATKA LANE SAN BERNARDINO, CA 92410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| MICHAEL ROBERT HILL3 | 6340 FRANKLIN TRAIL DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| MORGAN LEANDRA VILLARREAL3 | 2021 BLUFF CREEK ST APT 801 EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| BENEFIT ENROLLMENT SERVICES INC3 | 210 CARDEN AVENUE NASHVILLE, TN 37205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| RAUL ALVAREZ3 | 12420 JON EVANS DR EL PASO, TX 79938 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| BEATRIZ P MENDEZ3 Filed as: BEATRIZ MENDEZ | 707 ST JAMES DR LAREDO, TX 78041 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| BARDEN AND ASSOCIATES LLC3 | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| SUSIE A ESTRADA3 | 25742 PARK AVENUE SAN JUAN CAPISTRANO, CA 92675 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| LAMBERT MONTALBO3 | 26197 MIRADA ST HIGHLAND, CA 92346 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| WILLIAM ANDREW MENARD3 | 1501 N UNIVERSITY AVE LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| IRMA PENA3 | 7220 ROCIO DR LAREDO, TX 78041 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| PJ SKELTON LLC3 | 1580 CLUB CREEK DRIVE AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| MARK J MATSOCK3 Filed as: MARK MASTOCK | 5110 N 40TH ST STE 242 PHOENIX, AZ 850182151 | KAISER FOUNDATION HEALTH PLAN, INC | $38K | — | $38K | 5.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD AND BROWN INSURANCE ADMINISTOR | 721 S PARKER ST STE 200 ORANGE, CA 928684772 | KAISER FOUNDATION HEALTH PLAN, INC | $8K | $4 | $8K | 1.00% |
| MARK J MATSOCK3 | 5110 N 40TH ST SUITE 242 PHOENIX, AZ 850182151 | METROPOLITAN LIFE INSURANCE COMPANY | $60K | — | $60K | 9.21% |
| GRINDELL & ROMERO INSURANCE INC3 | PO BOX 1929 LAS CRUCES, NM 88004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $118K | — | $118K | 56.72% |
| JOSH MURILLO3 | 5959 GATEWAY WEST 620 EL PASO, TX 79925 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.58% |
| VANESSA CARRASCO3 Filed as: VANESSA RUACHO CARRASCO | 1282 ZELLIGE ST. EL PASO, TX 79928 | CONTINENTAL AMERICAN INSURANCE COMPANY | $130 | — | $130 | 0.06% |
| MICHAEL HERNANDEZ3 | 1129 MORTON PL EL PASO, TX 79928 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99 | — | $99 | 0.05% |
| TRACEY LYNN MURILLO3 | 12361 LUPE RIVERA DR EL PASO, TX 79936 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.03% |
| GRINDELL & ROMERO INSURANCE INC3 Filed as: GRINDELL AND ROMEROO INSURANCE | PO BOX 1929 LAS CRUCES, NM 88004 | USA LEGAL SERVICES | $40K | — | $40K | 19.43% |
| ANNE OWENS3 Filed as: ANNE-MARIE LYNN | 8133 BAYMEADOWS WAY JACKSONVILLE, FL 32256 | USA LEGAL SERVICES | $5K | — | $5K | 2.29% |
| JOHN FORBES LL3 | 8133 BAYMEADOWS WAY JACKSONVILLE, FL 32256 | USA LEGAL SERVICES | $72 | — | $72 | 0.03% |
| MARK J MATSOCK3 | 5110 N 40TH ST STE 242 PHOENIX, AZ 850182151 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $21K | — | $21K | 12.04% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $8K | $8K | 4.81% |
| GRINDELL & ROMERO INSURANCE INC3 | PO BOX 1929 LAS CRUCES, NM 88004 | TRANSAMERICA LIFE INSURANCE COMPANY | $24K | — | $24K | 15.00% |
| GRAYSON B MILLARD3 | 4482 SOUTH 2300 EAST HOLLADAY, UT 84124 | TRANSAMERICA LIFE INSURANCE COMPANY | $8K | — | $8K | 5.00% |
| GRINDELL & ROMERO INSURANCE INC3 Filed as: GRINDELL & ROMERO INSURANCE, INC | PO BOX 1929 LAS CRUCES, NM 88004 | VISION SERVICE PLAN | $2K | — | $2K | 1.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,038 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,038 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC | 181 | $765K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,218 | $650K |
| Vision | VISION SERVICE PLAN | 950 | $133K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,292 | $1.2M |
| Long-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,292 | $1.2M |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,292 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,038 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.