| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GRINDELL & ROMERO INSURANCE INC3 | PO BOX 1929 LAS CRUCES, NM 88004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $166K | — | $166K | 11.92% |
| VANESSA CARRASCO3 | 1516 JIM COLBERT LANE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30K | $6K | $36K | 2.61% |
| SEAMAN ENTERPRISES INC3 | 924 LAS AVES PL EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $25K | $36K | 2.61% |
| D&I INTERNATIONAL PARTNERS INC3 | 449 EL CAMINO DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18K | $11K | $29K | 2.08% |
| MICHAEL HERNANDEZ3 | 3604 ALHAMBRA LN EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | $1K | $20K | 1.47% |
| ANGELA RENEE HERNANDEZ3 | 12613 PASCO RAE AVENUE EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | $2K | $20K | 1.46% |
| ANDRES LOPEZ3 | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $1K | $10K | 0.69% |
| JUAN JOSE MACIAS3 | 457 LAS POLOMAS EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $272 | $8K | 0.55% |
| ELISABETH CHESHIRE CHAVEZ3 | 6380 FRANKLIN GATE DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 0.48% |
| DANIEL ROJAS3 | 6680 CABANA DEL SOL EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $116 | $2K | 0.11% |
| KEN WEESE3 | 1768 GAMBEL QUAIL DR EL PASO, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.09% |
| JOAQUIN MANUEL DAVILA3 | 221 N KANSAS ST STE 729 EL PASO, TX 79901 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.08% |
| PAULINA FOURZAN3 | 6840 CACTUS THRUSH EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $882 | — | $882 | 0.06% |
| ZACHARY HUNYADI ALICEA3 | 7990 ARTCRAFT RD APT 17 EL PASO, TX 79932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $877 | — | $877 | 0.06% |
| LEONARD SMITTNER3 | 630 WHITE CLIFF APT D EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $609 | — | $609 | 0.04% |
| MICHAEL ANTHONY ALVAREZ3 | 948 PINEDALE AVE LAS CRUCES, NM 88005 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $475 | — | $475 | 0.03% |
| SUSAN GOLD STOKES3 | 17042 PINEHURST LN D HUNTINGTON BEACH, CA 92647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $327 | $73 | $400 | 0.03% |
| LVI BENEFITS SERVICES LLC3 | 2985 SURREY RIDGE ROAD CLARKSVILLE, TN 37043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $286 | $37 | $323 | 0.02% |
| JENNIFER GRIGGS3 | 101 JULIE LANE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $233 | $71 | $304 | 0.02% |
| KAREN HAZEL GARCIA3 | 301 LOMONT DR EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $285 | — | $285 | 0.02% |
| MICHAEL ROBERT HILL3 | 6340 FRANKLIN TRAIL DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $281 | — | $281 | 0.02% |
| EDGAR IVAN MUNOZ LUNA3 | 7313 KIOWA CREEK EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $257 | $8 | $265 | 0.02% |
| R & A HEALTH LLC3 | 7377 AUTUMN SAGE DRIVE EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $261 | — | $261 | 0.02% |
| LAMBERT MONTALBO3 | 26197 MIRADA ST HIGHLAND, CA 92346 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $206 | — | $206 | 0.01% |
| TRUENORTH COMPANIES LC3 | PO BOX 1863 ATTN COMMISSIONS CEDAR RAPIDS, IA 52406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $177 | — | $177 | 0.01% |
| VICTOR ROBERT ROLLO3 | PO BOX 879 CARLSBAD, CA 92018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $117 | $6 | $123 | 0.01% |
| CHRISTIAN BARAJAS3 | 1703 W NATAL AVE MESA, AZ 85202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | 0.00% |
| RON ROSENSTEIN3 | 3711 N STANTON ST EL PASO, TX 79902 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $15 | $53 | 0.00% |
| THE FRANCIS GROUP LLC3 | 2241 IRONDALE DRIVE BENTON, AR 72019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $33 | $48 | 0.00% |
| CHARLES DON SCHAEF3 Filed as: CHARLES DON SHAEF | 17106 WATERVIEW MEADOW BLVD ROLAND, AR 72135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $25 | $40 | 0.00% |
| MCCAREY INC3 | 965 MESA DRIVE CAMARILLO, CA 93010 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $8 | $37 | 0.00% |
| SUSIE A ESTRADA3 | 25742 PARK AVENUE SAN JUAN CAPISTRANO, CA 92675 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $7 | $35 | 0.00% |
| GRISEL ROCIO ARMENDARIZ3 | 14312 ISLAND POINT EL PASO, TX 79938 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $18 | $34 | 0.00% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | 7202 E ROSEWOOD TUCSON, AZ 85710 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.00% |
| EDUARDO BARAJAS3 | 1703 W NATAL AVE MESA, AZ 85202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.00% |
| MARQUEZ BENEFIT GROUP LLC3 | 8601 N BLACK CANYON HWY PHOENIX, AZ 85021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $14 | $21 | 0.00% |
| MARGARITA CANALES3 | 6201 ESCONDIDO DR APT 11-A EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $4 | $20 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL J MINNEY | PO BOX 365 POWAY, CA 92074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $2 | $19 | 0.00% |
| CAROL JEAN HALL3 | 5737 E CHAPTER DR TUCSON, AZ 85708 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| ROBBINS RESEARCH AND PLANNING INC3 | 11012 COVINGTON WAY OXFORD, MS 39208 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $8 | $16 | 0.00% |
| NATALIE MALHAM3 Filed as: NATALIE DAWN MALHAM | 5822 N 13TH STREET PHOENIX, AZ 85014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.00% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES MICHAEL EMIDY | PO BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $2 | $15 | 0.00% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $5 | $13 | 0.00% |
| AUSTIN DUNSTON3 Filed as: AUSTIN DUNSTIN | 1220 COYOTE LN EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| BILLY MARK ROBERSON3 | 17415 SHADY CANYON SAN ANTONIO, TX 78248 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $1 | $9 | 0.00% |
| ANNALISA MARIE KURZ3 | 8601 N BLACK CANYON HWY PHOENIX, AZ 85201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $4 | $9 | 0.00% |
| MANUEL FUENTES3 | 19327 TALABERA RIDGE SAN ANTONIO, TX 78257 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| CARLA STINER REEL3 | 12322 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| THOMAS SNYDER3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $2 | $3 | 0.00% |
| JAMES D THRESHER3 | 1316 E NIGHTINGALE LANE GILBERT, AZ 85298 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| HORIZON BENEFITS LLC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| LAUREN ELIZABETH MILNER3 | 4241 N 2ND DRIVE PHOENIX, AZ 85013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| NOAH OROPEZA3 Filed as: NOAH OPOREZA | 5305 N GINNING DR LITCHFIEL PARK, AZ 85340 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DR EL PASO, TX 79925 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MARK J MATSOCK3 | 2400 E AZ BILTMORE CIRCLE SUITE 1100 PHOENIX, AZ 85016 | METROPOLITAN LIFE INSURANCE COMPANY | $51K | — | $51K | 9.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,218 | $552K |
| Vision | VISION SERVICE PLAN | 950 | $124K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,292 | $1.4M |
| Long-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,292 | $1.4M |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 3,292 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.