| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK J MATSOCK3 | 2400 E AZ BILTMORE CIRCLE SUITE 1100 PHOENIX, AZ 85016 | METROPOLITAN LIFE INSURANCE COMPANY | $43K | — | $43K | 9.89% |
| ROBERT ABERCROMBIE3 | PO BOX 1929 LAS CRUCES, NM 88004 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $107K | — | $107K | 38.33% |
| GUILLERMO ZUBIA3 | 2417 MONTANA AVENUE EL PASO, TX 79903 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $71K | — | $71K | 25.54% |
| GRISEL ROCIO ARMENDARIZ3 Filed as: GRISEL ARMENDARIZ | 14312 ISLAND POINT EL PASO, TX 79938 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 0.93% |
| ADRIANA CORONADO3 | 354 DENTON STREET CLINT, TX 79836 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.86% |
| ANNA RIVAS3 | 12636 KATHERINE BRENNAND ROAD EL PASO, TX 79928 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.61% |
| LUISA IVETH DE STEFANO3 | 138 BELVIDERE UNIT A EL PASO, TX 79912 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.47% |
| DAVID ENGLE3 | 9012 VIRGO LANE EL PASO, TX 79904 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $907 | — | $907 | 0.33% |
| ORLANDO MERCADO3 Filed as: ORLANDO MAERCADO | 326 VILLA CANTO EL PASO, TX 79912 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $700 | — | $700 | 0.25% |
| CLAUDIA GARCIA3 | 3344 TIERRA NEVADA EL PASO, TX 79938 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $670 | — | $670 | 0.24% |
| FABIOLA VILLA3 | 232 THREE RIVERS DRIVE EL PASO, TX 79912 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $636 | — | $636 | 0.23% |
| ANGELICA HIDALGO3 | 1531 GEORGE DIETER APT 824 EL PASO, TX 79936 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $581 | — | $581 | 0.21% |
| JANINE TORRES3 | 415 COVINGTON RIDGE WAY EL PASO, TX 79928 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $518 | — | $518 | 0.19% |
| GILLIAN B HALL3 | 3540 SADDLE ROCK ROAD LAS CRUCES, NM 88011 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $486 | — | $486 | 0.17% |
| ALFREDO RENTERIA3 | 1512 CORONEL DRIVE EL PASO, TX 79928 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $444 | — | $444 | 0.16% |
| RICARDOA GARCIA3 | 3344 TIERRA NEVADA EL PASO, TX 79938 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $281 | — | $281 | 0.10% |
| LIZA VALERIA DOMINGUEZ3 Filed as: LIZA DOMINGUEZ DE MERCADO | 652 WIND RIVER AVENUE EL PASO, TX 79932 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| CECILIA MARTINEZ MACKAY3 | 9716 EASTRIDGE DRIVE EL PASO, TX 79925 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| ROBERT ABERCROMBIE3 | PO BOX 1929 LAS CRUCES, NM 88004 | TRANSAMERICA LIFE INSURANCE COMPANY | $65K | — | $65K | 34.00% |
| GUILLERMO ZUBIA3 | 2417 MONTANA AVENUE EL PASO, TX 79903 | TRANSAMERICA LIFE INSURANCE COMPANY | $35K | — | $35K | 18.33% |
| TRANSAMERICA AGENCYNETWORK, INC.3 Filed as: TRANSAMERICA AGENCYNETWORK INC | 4333 EDGEWOOD ROAD NE CEDAR RAPIDS, IA 52499 | TRANSAMERICA LIFE INSURANCE COMPANY | $14K | — | $14K | 7.47% |
| LUISA IVETH DE STEFANO3 | 138 BELVIDERE UNIT A EL PASO, TX 79912 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 1.15% |
| ADRIANA CORONADO3 | 354 DENTON STREET CLINT, TX 79836 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.54% |
| ANGELICA HIDALGO3 | 1531 GEORGE DIETER APT 824 EL PASO, TX 79936 | TRANSAMERICA LIFE INSURANCE COMPANY | $966 | — | $966 | 0.51% |
| ORLANDO MERCADO3 | 326 VILLA CANTO EL PASO, TX 79912 | TRANSAMERICA LIFE INSURANCE COMPANY | $787 | — | $787 | 0.41% |
| CLAUDIA GARCIA3 | 3344 TIERRA NEVADA EL PASO, TX 79938 | TRANSAMERICA LIFE INSURANCE COMPANY | $698 | — | $698 | 0.37% |
| ANNA RIVAS3 | 12636 KATHERINE BRENNAND ROAD EL PASO, TX 79928 | TRANSAMERICA LIFE INSURANCE COMPANY | $694 | — | $694 | 0.36% |
| GRISEL ROCIO ARMENDARIZ3 Filed as: GRISEL ARMENDARIZ | 14312 ISLAND POINT EL PASO, TX 79938 | TRANSAMERICA LIFE INSURANCE COMPANY | $690 | — | $690 | 0.36% |
| FABIOLA VILLA3 | 232 THREE RIVERS DRIVE EL PASO, TX 79912 | TRANSAMERICA LIFE INSURANCE COMPANY | $504 | — | $504 | 0.26% |
| JANINE TORRES3 | 415 COVINGTON RIDGE WAY EL PASO, TX 79928 | TRANSAMERICA LIFE INSURANCE COMPANY | $398 | — | $398 | 0.21% |
| MERCEDES OCHOA BUNSOW3 | 316 SUNDOWN PLACE EL PASI, TX 79912 | TRANSAMERICA LIFE INSURANCE COMPANY | $256 | — | $256 | 0.13% |
| VICTOR M BOLANOS3 | 9849 GOBY STREET EL PASO, TX 79924 | TRANSAMERICA LIFE INSURANCE COMPANY | $169 | — | $169 | 0.09% |
| GILLIAN B HALL3 | 3540 SADDLE ROCK ROAD LAS CRUCES, NM 88011 | TRANSAMERICA LIFE INSURANCE COMPANY | $144 | — | $144 | 0.08% |
| LIZA VALERIA DOMINGUEZ3 Filed as: LIZA DOMINGUEZ DE MERCADO | 652 WIND RIVER AVENUE EL PASO, TX 79932 | TRANSAMERICA LIFE INSURANCE COMPANY | $82 | — | $82 | 0.04% |
| RICARDOA GARCIA3 | 3344 TIERRA NEVADA EL PASO, TX 79938 | TRANSAMERICA LIFE INSURANCE COMPANY | $70 | — | $70 | 0.04% |
| GUILLERMO ZUBIA3 | 2417 MONTANA AVENUE EL PASO, TX 799033605 | VISION SERVICE PLAN | $7K | $30K | $37K | 44.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,742 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,742 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,742 | $436K |
| Vision | VISION SERVICE PLAN | 669 | $84K |
| Life insurance(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 525 | $469K |
| Short-term disability | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 525 | $278K |
| Long-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 396 | $191K |
| Other | TRANSAMERICA LIFE INSURANCE COMPANY | 396 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,742 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.