| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES INC. | 461 PANTIGO ROAD EAST HAMPTON, NY 11937 | AETNA LIFE INSURANCE COMPANY & AFFILIATES | $340K | $0 | $340K | 2.65% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: M & T INSURANCE AGENCY INC. | 285 DELAWARE AVENUE, SUITE 4000 BUFFALO, NY 14202 | BLUE CROSS BLUE SHIELD OF WESTERN NEW YORK | $134K | $0 | $134K | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES | 40 MARCUS DRIVE, 3RD FLOOR MELVILLE, NY 11747 | CARE CONNECT INSURANCE COMPANY | $43K | $0 | $43K | 3.46% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES, INC. | 461 PANTIGO ROAD EAST HAMPTON, NY 11937 | METROPOLITAN LIFE INSURANCE COMPANY | $118K | $13 | $118K | 13.79% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: M & T INSURANCE AGENCY INC. | 28 DELAWARE AVE, SUITE 400 BUFFALO, NY 14202 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $2K | $11K | 1.65% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: M & T INSURANCE AGENCY | 101 SOUTH SALINA ST., 4TH FLOOR SYRACUSE, NY 13202 | EXCELLUS BLUE CROSS BLUE SHIELD | $19K | — | $19K | 4.94% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES INC. | 40 MARCUS DRIVE, 3RD FLOOR MELVILLE, NY 11747 | VISION SERVICE PLAN | $4K | $0 | $4K | 1.86% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES | 461 PANTIGO ROAD EAST HAMPTON, NY 11937 | EMBLEM HEALTH | $8K | $0 | $8K | 4.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES | 461 PANTIGO ROAD EAST HAMPTON, NY 11937 | MUTUAL OF OMAHA INSURANCE COMPANY | $25K | $0 | $25K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES INC. | 461 PANTIGO ROAD EAST HAMPTON, NY 11937 | EMPIRE HEALTH CHOICE HMO INC. | $4K | $0 | $4K | 2.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES | 461 PANTIGO ROAD EAST HAMPTON, NY 11937 | COMPANION LIFE INSURANCE COMPANY | $19K | $0 | $19K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,737 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,737 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | AETNA LIFE INSURANCE COMPANY & AFFILIATES | 2,588 | $21.5M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY & AFFILIATES | 1,854 | $13.9M |
| Vision | VISION SERVICE PLAN | 2,021 | $199K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,995 | $986K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,995 | $1.0M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,995 | $1.0M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF WESTERN NEW YORK | 2,588 | $6.7M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,995 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,995 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.