| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALCOTT INSURANCE AGENCY INC3 | 71 EXECUTIVE BLVD FARMINGDALE, NY 11735 | AETNA LIFE INSURANCE CO. | $359K | — | $359K | 2.31% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $43K | $74K | 3.50% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $38K | $24K | $61K | 2.90% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | METROPOLITAN LIFE INSURANCE COMPANY | $206K | $37K | $243K | 13.58% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $19K | $49K | 2.76% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN & ASSOCIATES INC | 40 MARCUS DR FL 3 MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.20% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $5K | $29K | 12.06% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $3K | $8K | 3.20% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $2K | $18K | 11.14% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $4K | 2.46% |
| ALCOTT INSURANCE AGENCY INC3 | 71 EXECUTIVE BLVD STE 2 FARMINGDALE, NY 11735 | EMBLEMHEALTH | $6K | — | $6K | 3.85% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $2K | $17K | 11.47% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $4K | 2.44% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $51 | $42 | $93 | 4.63% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $34 | $22 | $56 | 2.79% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $10 | $9 | $19 | 4.94% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $6 | $4 | $10 | 2.60% |
| COMPASS CONSULTING GROUP INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 32202 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $6 | $4 | $10 | 3.56% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $4 | $2 | $6 | 2.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,868 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,868 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO. | 2,188 | $27.7M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,293 | $2.1M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 5,868 | $1.8M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,868 | $1.8M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,868 | $1.8M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,868 | $1.8M |
| Prescription drug | HIGHMARK NEW YORK | 2,188 | $12.0M |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 5,868 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,868 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.