| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLIPPINGER FINANCIAL GROUP LLC3 Filed as: CLIPPINGER FINANCIAL GROUP, LLC | 415 CROSSLAKE DRIVE SUITE A EVANSVILLE, IN 47715 | PARAMOUNT DENTAL | $11K | — | $11K | 8.95% |
| CLIPPINGER FINANCIAL GROUP LLC3 | 415 CROSSLAKE DRIVE SUITE A EVANSVILLE, IN 47715 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 15.00% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH STREET SUITE 2870 DENVER, CO 80202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $2K | $3K | 5.00% |
| CLIPPINGER FINANCIAL GROUP LLC3 Filed as: CLIPPINGER FINANCIAL GROUP, LLC | 415 CROSSLAKE DR SUITE A EVANSVILLE, IN 47715 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 15.00% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH STREET SUITE 2870 DENVER, CO 80202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $2K | $3K | 5.00% |
| UNIFIED GROUP SERVICES, INC.3 | 3131 EAST 67TH STREET ANDERSON, IN 46013 | HCC LIFE INSURANCE COMPANY | $5K | $650 | $5K | 11.35% |
| CLIPPINGER FINANCIAL GROUP LLC3 Filed as: CLIPPINGER FINANCIAL GROUP, LLC | 415 CROSSLAKE DRIVE SUITE A EVANSVILLE, IN 47715 | VISION SERVICE PLAN | $1K | — | $1K | 4.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CLIPPINGER FINANCIAL GROUP, LLC | 415 CROSSLAKE DR SUITE A EVANSVILLE, IN 47715 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 14.71% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH STREET SUITE 2870 DENVER, CO 80202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $78 | $736 | $814 | 3.98% |
| PAYCOM PAYROLL LLC3 Filed as: PAYCOM PAYROLL HOLDINGS, LLC | 7501 W. MEMORIAL ROAD OKLAHOMA CITY, OK 73142 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | -$825 | -$825 | -4.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CLIPPINGER FINANCIAL GROUP, LLC | 415 CROSSLAKE DRIVE SUITE A EVANSVILLE, IN 47715 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 14.87% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH STREET SUITE 2870 DENVER, CO 80202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $64 | $354 | $418 | 2.70% |
| PAYCOM PAYROLL LLC3 Filed as: PAYCOM PAYROLL, LLC | 7501 W. MEMORIAL ROAD OKLAHOMA CITY, OK 73142 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | -$665 | -$665 | -4.30% |
| CLIPPINGER FINANCIAL GROUP LLC3 Filed as: CLIPPINGER FINANCIAL GROUP, LLC | 415 CROSSLAKE DRIVE SUITE A EVANSVILLE, IN 47715 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $975 | — | $975 | 15.00% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING, LLC | 1099 18TH STREET SUITE 2870 DENVER, CO 80202 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $139 | $186 | $325 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 344 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 344 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PARAMOUNT DENTAL | 477 | $123K |
| Vision | VISION SERVICE PLAN | 243 | $36K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 468 | $66K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 324 | $57K |
| Other(4 contracts, 2 carriers) | HCC LIFE INSURANCE COMPANY | 468 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 477 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.