| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS ARIZONA INC3 Filed as: GBS ARIZONA, INC. | 2333 WEST UNIVERSITY BOULEVARD C-103 TEMPE, AZ 85281 | UNITEDHEALTHCARE INSURANCE COMPANY | $31K | $0 | $31K | 4.79% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS, LTD | 9420 EAST DOUBLETREE RANCH ROAD SUITE C103 SCOTTSDALE, AZ 85258 | UNITEDHEALTHCARE INSURANCE COMPANY | $17K | $0 | $17K | 2.65% |
| LEAVITT GROUP3 | 2333 WEST UNIVERSITY BOULEVARD SUITE 103 TEMPE, AZ 85281 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $3K | $3K | 0.47% |
| GBS ARIZONA INC3 Filed as: GBS ARIZONA, INC. | 2333 WEST UNIVERSITY BOULEVARD 103 TEMPE, AZ 85281 | NEW PATH MUTUAL INSURANCE COMPANY | $0 | $10K | $10K | 6.00% |
| GBS ARIZONA INC3 Filed as: GBS ARIZONA, INC. | 2333 WEST UNIVERSITY BOULEVARD C-103 TEMPE, AZ 85281 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | $0 | $18K | 12.03% |
| GBS ARIZONA INC3 Filed as: GBS ARIZONA, INC. | 2333 WEST UNIVERSITY BOULEVARD C-103 TEMPE, AZ 85281 | TRANSAMERICA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 14.55% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS, LTD | 9420 EAST DOUBLETREE RANCH ROAD SUITE C103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.36% |
| ARIZONA BENEFIT CONSULTANTS LLC3 Filed as: ARIZONA BENEFIT CONSULTANTS, LLC | PO BOX 32429 PHOENIX, AZ 85064 | TRANSAMERICA LIFE INSURANCE COMPANY | $837 | $0 | $837 | 1.06% |
| LEAVITT GROUP3 | 216 SOUTH 200 WEST CEDAR CITY, UT 84720 | TRANSAMERICA LIFE INSURANCE COMPANY | $139 | $0 | $139 | 0.18% |
| DENNEY MOLLIHAN INC3 Filed as: DENNEY MOLLIHAN, INC. | 6245 NORTH 24TH PARKWAY, SUITE 201 PHOENIX, AZ 85016 | TRANSAMERICA LIFE INSURANCE COMPANY | $87 | $0 | $87 | 0.11% |
| KAREN MARIE JONES3 | 16211 NORTH SCOTTSDALE ROAD SUITE 614 SCOTTSDALE, AZ 85254 | ALFAC | $696 | $13 | $709 | 3.67% |
| JASON PERKINS, LLC AND OTHER AGENTS3 | 1308 WEST SEASCAPE DRIVE GILBERT, AZ 85233 | ALFAC | $510 | $0 | $510 | 2.64% |
| GBS ARIZONA INC3 Filed as: GBS ARIZONA, INC. | 2333 WEST UNIVERSITY BOULEVARD 103 TEMPE, AZ 85281 | ALFAC | $338 | $0 | $338 | 1.75% |
| NANCY ELLEN CARLSON3 | 9506 WEST APPALOOSA DRIVE SUN CITY, AZ 85373 | ALFAC | $192 | $20 | $212 | 1.10% |
| DAVID R LATTIMER3 Filed as: DAVID R. LATTIMER | 6605 NORTH 93RD AVENUE GLENDALE, AZ 85305 | ALFAC | $96 | $8 | $104 | 0.54% |
| ORIN LEE WILLIAMS3 | 1951 KINGSTREE COURT ROCHESTER HILLS, MI 48309 | ALFAC | $102 | $0 | $102 | 0.53% |
| ALFREDO N VARGAS3 Filed as: ALFREDO N. VARGAS | 6230 NORTH FLORENCE AVENUE LITCHFIELD PARK, AZ 85340 | ALFAC | $84 | $0 | $84 | 0.43% |
| LEAVITT GROUP3 | 2333 WEST UNIVERSITY BOULEVARD SUITE 103 TEMPE, AZ 85281 | VISION SERVICE PLAN | $932 | $0 | $932 | 6.36% |
| GBS ARIZONA INC3 Filed as: GBS ARIZONA, INC. | 2333 WEST UNIVERSITY BOULEVARD C-103 TEMPE, AZ 85281 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 12.90% |
| BILL HARRAL WCH CONSULTANTS LLC4 Filed as: BILL HARRELL WCH CONSULTANTS, LLC | 20118 NORTH 67 AVENUE SUITE 300-180 GLENDALE, AZ 85308 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | $0 | $1K | 22.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 65 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 65 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 90 | $814K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $149K |
| Vision | VISION SERVICE PLAN | 151 | $15K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $159K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 10 | $10K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $159K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 77 | $644K |
| Other(5 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 119 | $263K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.