Welfare broker

ARIZONA BENEFIT CONSULTANTS LLC

Mailing address (most recent filing)

PO BOX 32429

PHOENIX, AZ 85064

Total comp: $410K
Commissions: $371K
Fees: $39K
Filings: 23
Sponsors: 23

Carrier mix

Where ARIZONA BENEFIT CONSULTANTS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.6M	66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$135K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AZ	3	$1.7M	0.2%	85.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ARIZONA BENEFIT CONSULTANTS LLC's plans by broker comp / premium ratio. Median 11.49% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ARIZONA BENEFIT CONSULTANTS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ARIZONA BENEFIT CONSULTANTS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MIRACORP, INC. MIRACORP, INC. HEALTH AND WELFARE BENEFIT PLAN	AZ	$1.5M	$143K	BLUE CROSS BLUE SHIELD OF ARIZONA
RANCHO SOLANO EDUCATION LLC RANCHO SOLANO EDUCATION LLC EMPLOYEE BENEFITS PLAN	AZ	$135K	$19K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
ARROWMARK LLC ARROWMARK HEALTH AND WELLNESS PLAN	AZ	$44K	$5K	BLUE CROSS BLUE SHIELD OF ARIZONA

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.6M

66.7%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$135K

33.3%

State

Plans

Premium

State share

Index

$1.7M

0.2%

85.91x

Sponsor

Loc

Premium

Comp

Carrier

MIRACORP, INC.

MIRACORP, INC. HEALTH AND WELFARE BENEFIT PLAN

$1.5M

$143K

BLUE CROSS BLUE SHIELD OF ARIZONA

RANCHO SOLANO EDUCATION LLC

RANCHO SOLANO EDUCATION LLC EMPLOYEE BENEFITS PLAN

$135K

$19K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

ARROWMARK LLC

ARROWMARK HEALTH AND WELLNESS PLAN

$44K

$5K

BLUE CROSS BLUE SHIELD OF ARIZONA