| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS ARIZONA INC3 | 2333 WEST UNIVERSITY DRIVE SUITE C-103 TEMPE, AZ 85281 | UNITEDHEALTHCARE INSURANCE COMPANY | $27K | $0 | $27K | 4.75% |
| PARAGON PARTNERS LTD3 | 9420 EAST DOUBLETREE RANCH ROAD SUITE C103 SCOTTSDALE, AZ 85258 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | $0 | $11K | 1.87% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SVCS. OF AZ | 2333 WEST UNIVERSITY DRIVE SUITE 103 TEMPE, AZ 85281 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $1K | $1K | 0.19% |
| GBS ARIZONA INC3 | 2333 WEST UNIVERSITY DRIVE SUITE C-103 TEMPE, AZ 85281 | NEW PATH MUTUAL INSURANCE COMPANY | — | $8K | $8K | 6.00% |
| REDIRECT CONNECT3 | 13430 NORTH SCOTTSDALE ROAD SUITE 100 SCOTTSDALE, AZ 85254 | NEW PATH MUTUAL INSURANCE COMPANY | $0 | $4K | $4K | 3.00% |
| AZ BENEFITS3 | 1850 NORTH CENTRAL AVENUE SUITE 2000 PHOENIX, AZ 85004 | NEW PATH MUTUAL INSURANCE COMPANY | $0 | $1K | $1K | 1.00% |
| GBS ARIZONA INC3 | 2333 WEST UNIVERSITY DRIVE SUITE C-103 TEMPE, AZ 85281 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | $0 | $15K | 12.17% |
| GBS ARIZONA INC3 | 2333 WEST UNIVERSITY DRIVE SUITE C-103 TEMPE, AZ 85281 | TRANSAMERICA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 14.81% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 EAST DOUBLETREET RANCH ROAD SUITE C-103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.41% |
| ARIZONA BENEFIT CONSULTANTS LLC3 | PO BOX 32429 PHOENIX, AZ 85064 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.63% |
| LGAA LLC3 | 216 SOUTH 200 WEST CEDAR CITY, UT 84720 | TRANSAMERICA LIFE INSURANCE COMPANY | $205 | $0 | $205 | 0.26% |
| DENNEY MOLLIHAN INC3 | 6245 NORTH 24TH PARKWAY, SUITE 201 PHOENIX, AZ 85016 | TRANSAMERICA LIFE INSURANCE COMPANY | $186 | $0 | $186 | 0.24% |
| KAREN MARIE JONES3 | 16211 NORTH SCOTTSDALE ROAD PMB 614 SCOTTSDALE, AZ 85254 | ALFAC | $2K | $0 | $2K | 8.28% |
| GBS ARIZONA INC3 | 2333 WEST UNIVERSITY DRIVE SUITE C-103 TEMPE, AZ 85281 | ALFAC | $818 | $0 | $818 | 3.96% |
| MJ INSURANCE3 Filed as: JASON PERKINS LLC & VARIOUS AGENTS | 1308 WEST SEASCAPE DRIVE GILBERT, AZ 85233 | ALFAC | $479 | $0 | $479 | 2.32% |
| DAVID R LATTIMER3 Filed as: DAVID R. LATTIMER | 6605 NORTH 93RD AVENUE GLENDALE, AZ 85305 | ALFAC | $263 | $0 | $263 | 1.27% |
| NANCY ELLEN CARLSON3 | 9506 WEST APPALOOSA DRIVE SUN CITY, AZ 85373 | ALFAC | $184 | $0 | $184 | 0.89% |
| ALFREDO N VARGAS3 Filed as: ALFREDO N. VARGAS | 6230 NORTH FLORENCE AVNEUE LITCHFIELD PARK, AZ 85340 | ALFAC | $182 | $0 | $182 | 0.88% |
| ORIN LEE WILLIAMS3 | 313 NORTH CORRINE DRIVE GILBERT, AZ 85234 | ALFAC | $137 | $0 | $137 | 0.66% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SVCS. OF AZ | 2333 WEST UNIVERSITY DRIVE SUITE 103 TEMPE, AZ 85281 | VISION SERVICE PLAN | $848 | $0 | $848 | 6.54% |
| GBS ARIZONA INC3 | 2333 WEST UNIVERSITY DRIVE SUITE C-103 TEMPE, AZ 85281 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 15.01% |
| BILL HARRAL WCH CONSULTANTS LLC4 Filed as: BILL HARRELWCH CONSULTANTS LLC | 20118 NORTH 67TH AVENUE SUITE 300-180 GLENDALE, AZ 85308 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $567 | $0 | $567 | 21.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 35 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 35 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 83 | $689K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 104 | $120K |
| Vision | VISION SERVICE PLAN | 126 | $13K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 104 | $130K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 11 | $10K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 104 | $130K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 83 | $562K |
| Other(5 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 160 | $231K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.