Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
PPO | PPO | |
VisionLife | VisionLife | |
DentalIndemnity | DentalIndemnity | |
Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 4 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,940 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23,141 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 37,081 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,523 | $2.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 62,427 | $32.5M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 62,427 | $32.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 62,427 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LIBERTY LOGISTICS EIN 25-1897152 OTHER FEES | Other fees Service code 99 | — | $1000K |
| NISA INVESTMENT ADVISORS L.L.C. EIN 48-1140940 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $711K |
| LEGAL & GENERAL INVESTMENT EIN 20-8058531 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $342K |
| MW POST ADVISORY GROUP LLC EIN 95-4818300 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $294K |
| ERNST & YOUNG, LLP EIN 66-0526565 ACTUARY | Actuarial Service code 11 | — | $252K |
| K&L GATES, LLP EIN 25-0921018 LEGAL | Legal Service code 29 | — | $239K |
| WALTER SCOTT & PARTNERS LIMITED EIN 98-0465834 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $234K |
| NORTHERN TRUST COMPANY EIN 36-1561860 CUSTODIAN | Custodial (securities) Service code 19 | — | $175K |
| MFS INSTITUTIONAL ADVISORS EIN 04-3247425 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $174K |
| ARIEL CAPITAL MANAGEMENT, LLC EIN 02-0712418 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $107K |
| SCHNEIDER DOWNS CO., INC. EIN 25-1408703 AUDITOR | Accounting (including auditing) Service code 10 | — | $101K |
| KENNEDY CAPITAL MANAGEMENT INC. EIN 43-1225960 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $93K |
| CONDUENT HR SERVICES, LLC EIN 16-0468020 PLAN ADMINISTRATION | Plan Administrator Service code 14 | — | $86K |
| DLA PIPER LLP (US) EIN 52-0616490 LEGAL | Legal Service code 29 | — | $68K |
| NEPC, LLC EIN 26-1429809 CONSULTING | Consulting (general) Service code 16 | — | $58K |
| BLOOMBERG FINANCE L.P. EIN 06-1818168 CONSULTING | Consulting (general) Service code 16 | — | $33K |
| CROWE HORWATH LLC EIN 35-0921680 CONSULTING | Consulting (pension) Service code 17 | — | $29K |
| S&P/DOW JONES INDICES LLC EIN 61-1688006 OTHER FEES | Other fees Service code 99 | — | $26K |
| EFRONT FINANCIAL SOLUTIONS INC EIN 26-2164656 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $19K |
| EVESTMENT ALLIANCE, LLC EIN 58-2540972 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $11K |
| AAPRYL, LLC EIN 38-4034207 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $8K |
| VERUS EIN 91-1320111 INVESTMENT ADVISORY | Investment advisory (participants) Service code 26 | — | $6K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
7 contacts
Phone and email for the actuary and top hat administrator are on Pro.
11 filings · 2015 to 2025