No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LIBERTY LOGISTICS EIN 25-1897152 OTHER FEES | Other fees Service code 99 | — | $979K |
| NISA INVESTMENT ADVISORS L.L.C. EIN 48-1140940 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $900K |
| ERNST & YOUNG, LLP EIN 66-0526565 ACTUARY | Actuarial Service code 11 | — | $517K |
| NORTHERN TRUST COMPANY EIN 36-1561860 CUSTODIAN | Custodial (securities) Service code 19 | — | $381K |
| LEGAL & GENERAL INVESTMENT EIN 20-8058531 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $374K |
| MW POST ADVISORY GROUP LLC EIN 95-4818300 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $276K |
| WALTER SCOTT & PARTNERS LIMITED EIN 98-0465834 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $274K |
| K&L GATES, LLP EIN 25-0921018 LEGAL | Legal Service code 29 | — | $234K |
| MFS INSTITUTIONAL ADVISORS EIN 04-3247425 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $212K |
| SCHNEIDER DOWNS CO., INC. EIN 25-1408703 AUDITOR | Accounting (including auditing) Service code 10 | — | $153K |
| ARIEL CAPITAL MANAGEMENT, LLC EIN 02-0712418 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $104K |
| KENNEDY CAPITAL MANAGEMENT INC. EIN 43-1225960 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $88K |
| NEPC, LLC EIN 26-1429809 CONSULTING | Consulting (general) Service code 16 | — | $70K |
| EFRONT FINANCIAL SOLUTIONS INC EIN 27-4156350 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $49K |
| BLOOMBERG FINANCE L.P. EIN 06-1818168 CONSULTING | Consulting (general) Service code 16 | — | $30K |
| CONDUENT HR SERVICES, LLC EIN 16-0468020 PLAN ADMINISTRATION | Plan Administrator Service code 14 | — | $22K |
| CROWE HORWATH LLC EIN 35-0921680 CONSULTING | Consulting (pension) Service code 17 | — | $18K |
| AAPRYL, LLC EIN 38-4034207 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $15K |
| EVESTMENT ALLIANCE, LLC EIN 58-2540972 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,753 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22,693 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 36,446 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,317 | $2.1M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 66,158 | $32.0M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 66,158 | $32.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 66,158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.