| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 753202617 | METROPOLITAN LIFE INSURANCE COMPANY | $233K | $11K | $244K | 5.46% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK BLUE CROSS BLUE SHIELD EIN 23-1294723 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $4.1M |
| AETNA EIN 06-6033492 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $1.3M |
| EXPRESS SCRIPTS EIN 43-1420563 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $1.1M |
| UNITED CONCORDIA EIN 25-1687586 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $382K |
| WILLIS TOWERS WATSON EIN 53-0181291 BROKERAGE AGENT | Insurance agents and brokers Service code 22 | — | $228K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 ADMIN SERVICES | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $72K |
| DAVIS VISION EIN 11-3051991 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $43K |
| MERCER H&B EXECUTIVE BENEFITS EIN 13-2618206 BROKERAGE AGENT | Insurance agents and brokers Service code 22 | — | $4K |
| CVS CAREMARK EIN 05-0340626 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $760 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,208 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 17,208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA | 7,090 | $2.1M |
| Vision | DAVIS VISION | 6,950 | $397K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 36,687 | $4.5M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 36,687 | $4.5M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 36,687 | $4.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 36,687 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.