No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK INC. EIN 23-1294723 NONE | Claims processing Service code 12 | — | $916K |
| THE BENECON GROUP EIN 23-1315351 NONE | Contract Administrator Service code 13 | — | $580K |
| CAPITAL ADVANTAGE ASSURANCE CO EIN 45-5492167 NONE | Claims processing Service code 12 | — | $137K |
| UPMC EIN 25-1844144 NONE | Claims processing Service code 12 | — | $77K |
| HENDERSON BROTHERS EIN 25-0543730 NONE | Insurance agents and brokers Service code 22 | — | $70K |
| GEISINGER INDEMNITY INSURANCE CO. EIN 23-2815174 NONE | Claims processing Service code 12 | — | $58K |
| INDEPENDENCE ADMINISTRATORS EIN 23-2184623 NONE | Claims processing Service code 12 | — | $48K |
| TOMPKINS INSURANCE AGENCY EIN 83-0389955 NONE | Insurance agents and brokers Service code 22 | — | $35K |
| STRICKLER AGENCY, INC. EIN 23-1605938 NONE | Insurance agents and brokers Service code 22 | — | $32K |
| BSI CORPORATE BENEFITS LLC EIN 51-0467698 NONE | Insurance agents and brokers Service code 22 | — | $19K |
| TRUESCRIPTS EIN 46-4334244 NONE | Claims processing Service code 12 | — | $19K |
| SUSQUEHANNA INSURANCE EIN 23-2838726 NONE | Direct payment from the plan Service code 50 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,724 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 148 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,872 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 2,872 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,872 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.