No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 NONE | Claims processing Service code 12 | — | $684K |
| CAPITAL ADVANTAGE ASSURANCE COMPANY EIN 45-5492167 NONE | Claims processing Service code 12 | — | $417K |
| THE BENECON GROUP EIN 23-1315351 NONE | Contract Administrator Service code 13 | — | $375K |
| INDEPENDENCE ADMINISTRATORS EIN 23-2184623 NONE | Claims processing Service code 12 | — | $149K |
| AETNA LIFE INSURANCE COMPANCY EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $123K |
| MURRAY INSURANCE ASSOC EIN 23-2227819 NONE | Contract Administrator Service code 13 | — | $61K |
| TOMPKINS INSURANCE EIN 83-0389955 NONE | Insurance agents and brokers Service code 22 | — | $36K |
| GEISINGER INDEMNITY INSURANCE CO. EIN 23-2815174 NONE | Contract Administrator Service code 13 | — | $23K |
| MESIROW INSRUANCE SERVICES INC. EIN 36-3429604 NONE | Insurance agents and brokers Service code 22 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,315 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 183 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,498 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 544 | $28K |
| Vision | HIGHMARK INC. | 544 | $28K |
| Prescription drug | HIGHMARK INC. | 544 | $28K |
| Stop-loss / reinsurancereinsurance(8 contracts) | HM LIFE INSURANCE COMPANY | 806 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 806 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.