No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 NONE | Claims processing Service code 12 | — | $662K |
| CAPITAL ADVANTAGE ASSURANCE COMPANY EIN 45-5492167 NONE | Claims processing Service code 12 | — | $403K |
| THE BENECON GROUP EIN 23-1315351 NONE | Contract Administrator Service code 13 | — | $366K |
| INDEPENDENCE ADMINISTRATORS EIN 23-2184623 NONE | Claims processing Service code 12 | — | $157K |
| HEALTHAMERICA OF PENNSYLVANIA, INC. EIN 62-1411933 NONE | Claims processing Service code 12 | — | $106K |
| MURRAY INSURANCE ASSOC EIN 23-2227819 NONE | Contract Administrator Service code 13 | — | $60K |
| TOMPKINS INSURANCE EIN 83-0389955 NONE | Insurance agents and brokers Service code 22 | — | $36K |
| BCNEPA EIN 23-2905083 NONE | Claims processing Service code 12 | — | $35K |
| NATIONAL VISION ADMINISTRATORS LLC EIN 74-3033381 NONE | Claims processing Service code 12 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,302 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 221 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,523 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 761 | $25K |
| Vision | HIGHMARK INC. | 761 | $25K |
| Stop-loss / reinsurancereinsurance(8 contracts) | HM LIFE INSURANCE COMPANY | 814 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 814 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.