| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A | — | HIGHMARK, INC. | — | — | $0 | 0.00% |
| N/A | — | UNITED CONCORDIA COMPANIES, INC. | — | — | $0 | 0.00% |
| ELIZABETH A RIFFE3 | 219 TIMBER RIDGE CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 6.84% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 121 BUCKTHORN ROAD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 6.75% |
| KIMBERLY A CARL3 | 111 TARTAN DR GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.84% |
| KELLY A CABLE3 | PO BOX 6, 1032 FRONT ST LEISENRING, PA 15465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $829 | — | $829 | 0.36% |
| DOUGLAS MARK BICKFORD3 | 6048 ROUTE 446 ELDRED, PA 16731 | CONTINENTAL AMERICAN INSURANCE COMPANY | $827 | — | $827 | 0.36% |
| AUDREY LYNN ENGLE3 | 189 DEHAVEN ROAD BEAVER FALLS, PA 15010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $708 | — | $708 | 0.31% |
| CHRISTINE MILDRED SCHOEN3 | 6048 ROUTE 446 ELDRED, PA 16731 | CONTINENTAL AMERICAN INSURANCE COMPANY | $626 | — | $626 | 0.27% |
| DANIEL C HARRIS3 Filed as: DANIEL C. HARRIS | 124 CARTERS GROVE DR GIBSONIA, PA 15044 | CONTINENTAL AMERICAN INSURANCE COMPANY | $620 | — | $620 | 0.27% |
| LEAH E MELLAY3 | 3936 NORTH MONET COURT ALLISON PARK, PA 15101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $586 | — | $586 | 0.25% |
| MATTHEW RYAN KIRKWOOD3 Filed as: MATTHEW R KIRKWOOD | 742 ADDIS ST NEW CASTLE, PA 16101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $556 | — | $556 | 0.24% |
| WAYNE UZARSKI3 | 104 VISTA DRIVE CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $515 | — | $515 | 0.22% |
| MICHELE LASER3 | 15830 W. LEBANON RD AVONMORE, PA 15616 | CONTINENTAL AMERICAN INSURANCE COMPANY | $448 | — | $448 | 0.19% |
| ETHAN R. RIFFE3 | 203 MEADOWBROOK DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $418 | — | $418 | 0.18% |
| JEFFREY CORREAL3 Filed as: JEFFREY S. CORREAL | 253 S. MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $400 | — | $400 | 0.17% |
| HANNAH BICKLE3 | 1421 E. MAIN ST REYNOLDSVILLE, PA 15651 | CONTINENTAL AMERICAN INSURANCE COMPANY | $356 | — | $356 | 0.15% |
| SMITH BENEFITS CONSULTING GROUP3 | 243 TAMARACK DR MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $253 | — | $253 | 0.11% |
| SJP & ASSOCIATES3 | 318 COTTINGHAM CIRCLE CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $202 | — | $202 | 0.09% |
| KELLY M FERUT | 481 LONG JOHN SILVER RD DUBOIS, PA 15801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $190 | — | $190 | 0.08% |
| BERTHA SUSAN REYNOLDS3 Filed as: BERTHA S. REYNOLDS | 8979 EASTWOOD RD PITTSBURGH, PA 15235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $188 | — | $188 | 0.08% |
| ADAM N STEINEL3 Filed as: ADAM STEINEL | 2216 TROLIST DRIVE N. HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $184 | — | $184 | 0.08% |
| JENNIFER HAIR3 | 1699 E. ROY FURMAN HWY CARMICHAELS, PA 15320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 0.08% |
| NICOLE L SCHUERFELD3 | 1536 PROSPECT RD PITTSBURGH, PA 15227 | CONTINENTAL AMERICAN INSURANCE COMPANY | $157 | — | $157 | 0.07% |
| MICHAEL A. BITTEL3 | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $154 | — | $154 | 0.07% |
| MICHAEL J KELLY3 Filed as: MICHAEL J. ZADROZNY | 348 CYPRESS HILL DR PITTSBURGH, PA 15235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $140 | — | $140 | 0.06% |
| ERIN MARSTELLER3 Filed as: ERIN M MARSTELLER | 2104 EDWARD STREET BETHEL PARK, PA 15102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $138 | — | $138 | 0.06% |
| AMY BETH LIEBERMAN3 Filed as: AMY B. LIEBERMAN | 5129 EMPIRE DRIVE BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $123 | — | $123 | 0.05% |
| AMANDA TROIANO3 | 8870 KIND DRIVE PITTSBURGH, PA 15237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | — | $106 | 0.05% |
| KAYLA RENEE GORDON3 Filed as: KAYLA R GORDON | 218 GRANT ST REYNOLDSVILLE, PA 15851 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.05% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW J SCHAAL | 180 HAMPSHIRE DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $96 | — | $96 | 0.04% |
| VANESSA K KOSTIC3 Filed as: VANESSA K. KOSTIC | 153 PERRY HIGHWAY PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | — | $84 | 0.04% |
| MELISSA MARIE PORADA3 Filed as: MELISSA M PORADA | 204 RANDALL DRIVE NEW CASTLE, PA 16105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.03% |
| RYAN FERUT3 | 323 TREASURE LAKE DUBOIS, PA 15801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.03% |
| VYOMA M MODY3 | 202 DEER MEADOW DR PITTSBURGH, PA 15241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.03% |
| LAWRENCE W LATTA3 | 125 TECHNOLOGY DR, STE 201 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | 0.03% |
| ROBERT D BURTON3 | 365 WASHINGTON AVE OAKMONT, PA 15139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.02% |
| JAMONT L KINDS3 | 7546 US ROUTE 30, 3RD FLOOR IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.02% |
| AMANDA C LONG3 | 4225 N HONEYTOWN RD SMITHVILLE, OH 44677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.02% |
| MICHAEL H FLEMING3 Filed as: MICHAEL H. FLEMING | 3531 PINEWOOD RD NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.02% |
| NANCY JEAN VASQUEZ3 | 109 FERN WAY GLASSPORT, PA 15045 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.02% |
| DENISE A SZALMA3 | 5500 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.02% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.02% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 329 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.02% |
| CINDY D CORREAL3 | 222 LONGSITE DR, STE 40 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.01% |
| SYDNEY M GRUBBS3 | 407 HARE LANE SEWICKLEY, PA 15143 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.01% |
| ALYNN G CERVONE3 | 14220 CRESCENT LN MEADVILLE, PA 16335 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.01% |
| KAYLA A SADLER3 | 2154 SWALLOW HILL ROAD PITTSBURGH, PA 15220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| NICHOLETTE R MONTINI3 | 1195 WASHINGTON PIKE, STE 340 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| JAZZMIN C BONNER3 Filed as: JAZZMIN C. BONNER | 1402 LOUISE ST MUNHALL, PA 15120 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.01% |
| SADIE T PRESCOTT3 | 1130 GRENFIELD DR ERIE, PA 16509 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.01% |
| JANICE K FERRY3 | 153 PERRY HIGHWAY WESTVIEW, PA 18642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.01% |
| JOY GRUBE PADGELEK3 | 318 COTTINGHAM CIRCLE CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.01% |
| JESSE L EAMIGH3 | 22 OAK ST, APT 2 MANOR, PA 15665 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.01% |
| TIMOTHY MURPHY3 | 120 MARGUERITE DR, STE 101 CANONSBURG, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.01% |
| MELISSA LINZ3 | 525 IV MAIN ST BUTLER, PA 16001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.01% |
| JAIME M CHRISTESON3 | 1001 OLD HILLS RD MCKEESPORT, PA 15135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| CHARLES ANTHONY HUMBERGER3 Filed as: CHARLES HUMBERGER | 228 COOL SPRING ROAD WHITE OAK, PA 15131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| KHS BENEFITS LLC3 | 19 PHYLLIS DRIVE MPRIAL, PA 15126 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| JAMES B. SEIFERT3 | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| JMP BENEFITS GROUP INC3 | 525 N. MAIN ST BUTLER, PA 16001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| JESSICA L VANDENELSEN3 Filed as: JESSICA L VAN DEN ELSEN | 67 N BRYANT AVE PITTSBURGH, PA 15202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| STACY L PARKER3 | 470 N LIBERTY ROAD GROVE CITY, PA 16127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| LAUREN MERKT3 | 1032 DUNCAN LANE PITTSBURGH, PA 15236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| MEAGHAN CHRISTIN EGGER3 Filed as: MEAGHAN CHRISTINA EGGER | 6919 MERTON RD PITTSBURGH, PA 15202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| MICHAEL J KELLY3 Filed as: MICHAEL J. KELLY | 314 OAKMONT DRIVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| ANCILLARY BENEFITS CONSULTING LLC3 | 902 1ST STREET, #1 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| LEE TENACE3 Filed as: LEE K. TENACE | 151 BROOKWOOD ESTATES DR WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| SHARON SPEERHAS3 | 516 8TH STREET AMBRIDGE, PA 15003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| TERRENCE M SMITH3 | 4260 ROUND TOP RD EXPORT, PA 15632 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| RAINA TOKAR3 | 153 PERRY HIGHWAY PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| JOSHUA B PATTEN3 | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| PATRICK T MICHAEL3 | 384 CENTER AVE, APT 2 PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| NATE L SMITH3 | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JAMES J BANASZAK3 | 550 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| DARIAN D STEWART3 | 6000 E. EVANS AVE, STE 1-330 DENVER, CO 80222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| VICKY L LOMAX3 Filed as: VICKY L LOMEX | 210 CITY PARK RD MONESSEN, PA 15062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CASSEY A. WALKER3 | 426 ALLEGHENY AVE ALIQUIPPA, PA 15001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JENNIFER LYNN WHITE3 | 234 ADAMS PINTE BLVD, UNIT 3 MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| AMY SLOKAN3 Filed as: AMY L SLOKAN | 4326 CAMPSITE LOOP ORLANDO, FL 32824 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MALLORY E CREDITO3 | 200 IRENE DR JONESTOWN, PA 17038 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JACQUELINE E O'DONNELL3 | 327 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 986 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 994 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 937 | $5.9M |
| Dental | UNITED CONCORDIA COMPANIES, INC. | 985 | $234K |
| Vision | HIGHMARK, INC. | 937 | $5.9M |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 996 | $438K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 996 | $438K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 996 | $438K |
| Prescription drug | HIGHMARK, INC. | 937 | $5.9M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 986 | $240K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 996 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.