| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A | — | HIGHMARK | — | — | $0 | 0.00% |
| ELIZABETH A RIFFE3 Filed as: ELIZABETH A. RIFFE | 203 MEADOWBROOK DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62K | — | $62K | 6.85% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39K | — | $39K | 4.27% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34K | — | $34K | 3.71% |
| ETHAN R. RIFFE3 | 203 MEADOWBROOK DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27K | — | $27K | 2.98% |
| DENISE A SZALMA3 Filed as: DENISE A. SZALMA | 5500 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 0.99% |
| JEFFREY CORREAL3 Filed as: JEFFREY S. CORREAL | 163 PINE RIDGE RD LEMONT FURNANCE, PA 15456 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 0.93% |
| AMY SLOKAN3 Filed as: AMY L. SLOKAN | 204 KIRKWOOD DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 0.91% |
| MARIO HAIFA3 Filed as: MARIO HAFIA | 1195 WASHINGTON PIKE, STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 0.91% |
| SJP & ASSOCIATES3 | 318 WINCHESTER CT CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 0.72% |
| CINDY D CORREAL3 Filed as: CINDY D. CORREAL | 222 LONG SITE DR, STE 40 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 0.52% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW J. SCHAAL | 180 HAMPSHIRE DRIVE CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 0.50% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.44% |
| MALLORY E CREDITO3 Filed as: MALLORY E. CREDITO | 161 S. EUCLID AVE, APT. 3 PITTSBURGH, PA 15202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.41% |
| ROBERT D BURTON3 Filed as: ROBERT D. BURTON | 385 WASHINGTON AVE OAKMONT, PA 15139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.33% |
| JOSEPH J KILIAN3 Filed as: JOSEPH J. KILIAN | 1653 DEXTER LANE CHARLESTON, SC 29412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.23% |
| AMANDA TROIANO3 | 111 INVERNESS DRIVE PITTSBURGH, PA 15238 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.22% |
| JAMES J BANASZAK3 Filed as: JAMES J. BANASZAK | 5500 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.19% |
| KAYLA MULLIGAN3 | 825 LINDA FLORA DRIVE LOS ANGELES, CA 90049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.13% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 5500 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.13% |
| JACQUELINE E O'DONNELL3 Filed as: JACQUELINE E. O'DONNELL | 327 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.13% |
| LEANNE M CLARK3 Filed as: LEANNE M. CLARK | 133 ROLLING HILLS DR ZELIENOPLE, PA 16063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $637 | — | $637 | 0.07% |
| SJP & ASSOCIATES3 | 318 WINCHESTER CT CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $481 | — | $481 | 0.05% |
| CAROL D YURECHKO3 Filed as: CAROL D. YURECHKO | 301 LEWIS AVE JEANNETTE, PA 15644 | CONTINENTAL AMERICAN INSURANCE COMPANY | $409 | — | $409 | 0.05% |
| CRAIG R. WOLCOTT3 | 107 S. 13TH STREEET PITTSBURGH, PA 15203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| MARTHA G ALLEN3 Filed as: MARTHA G. ALLEN | 412 WASHINGTON STREET NEW BETHLEHEM, PA 16242 | AFLAC | $2K | $57 | $2K | 10.83% |
| RITA BERGSTEIN BENEFITS LLC3 | 12260 STATE ROUTE 30 N HUNTINGDON, PA 15642 | AFLAC | $534 | $12 | $546 | 2.38% |
| RUTH E CURRY3 | P.O. BOX 106 FORD CITY, PA 16226 | AFLAC | $255 | — | $255 | 1.11% |
| RIFFE CONSULTING GROUP LLC3 | 203 MEADOWBROOK DR CRANBERRY TWP, PA 16066 | AFLAC | $219 | $12 | $231 | 1.01% |
| MARIO HAIFA3 Filed as: MARIO HAFIA | 1195 WASHINGTON PIKE, STE 300 BRIDGEVILLE, PA 15017 | AFLAC | $120 | $11 | $131 | 0.57% |
| KEVIN R. ALLEN3 Filed as: KEVIN R ALLEN | 159 HILLCREST DRIVE MAYPORT, PA 16240 | AFLAC | $116 | $0 | $116 | 0.51% |
| BILLY M CRAIN3 Filed as: BILLY M. CRAIN | 57 PICKERING ST BROOKVILLE, PA 15825 | AFLAC | $96 | — | $96 | 0.42% |
| RIFFE CONSULTING GROUP LLC3 | 5500 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | AFLAC | $69 | — | $69 | 0.30% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | AFLAC | $41 | — | $41 | 0.18% |
| DEBORAH SUE RAY3 | 116 DUFFY ROAD FREEPORT, PA 16229 | AFLAC | $34 | — | $34 | 0.15% |
| JODY D MARSHALL3 Filed as: JODY D. MARSHALL | 514 BEAUMONT DR STATE COLLEGE, PA 16801 | AFLAC | $21 | — | $21 | 0.09% |
| DOMINICK J LACARIA3 Filed as: DOMINICK J. LACARIA | 216 ROSCOMMON PLACE MCMURRAY, PA 15317 | AFLAC | $15 | — | $15 | 0.07% |
| GENNY A. ROTTMAN3 | 112 N. VOT LANE EAST BRADY, PA 16028 | AFLAC | $15 | — | $15 | 0.07% |
| JOHN D DUNKERLEY3 Filed as: JOHN D. DUNKERLEY | P.O. BOX 122 ST. PETERSBURG, PA 16054 | AFLAC | $12 | — | $12 | 0.05% |
| BRIAN TODD KAUFFMAN3 Filed as: BRIAN TODD KAUFMANN | 315 GREEN RIDGE RD, STE H-1 NEW CASTLE, PA 16105 | AFLAC | $9 | — | $9 | 0.04% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY R. QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $8 | — | $8 | 0.03% |
| J REED ANDERSON3 Filed as: J. REED ANDERSON | 50544 LIVINGSTON DR NORTHVILLE, MI 48168 | AFLAC | $7 | — | $7 | 0.03% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC | $5 | — | $5 | 0.02% |
| ESS NEXTIER INSURANCE GROUP LLC3 Filed as: ESS INSURANCE GROUP INC | P.O. BOX 955 KITTANNING, PA 16201 | AFLAC | $3 | — | $3 | 0.01% |
| DENNIS L HULSE3 Filed as: DENNIS L. HULSE | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AFLAC | $3 | — | $3 | 0.01% |
| ESS NEXTIER INSURANCE GROUP LLC3 | P.O. BOX 955 KITTANNING, PA 16201 | AFLAC | $3 | — | $3 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,793 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 35 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,828 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 1,711 | $7.8M |
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 2,348 | $522K |
| Vision(2 contracts) | EYEMED VISION CARE | 2,170 | $116K |
| Life insurance | AETNA LIFE INSURANCE CO. | 2,793 | $899K |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 2,793 | $922K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 2,793 | $899K |
| Other(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,793 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,793 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.