| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A | — | HIGHMARK, INC. | — | — | $0 | 0.00% |
| ELIZABETH A RIFFE3 | 219 TIMBER RD CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81K | — | $81K | 6.68% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46K | — | $46K | 3.81% |
| LAWRENCE W LATTA3 Filed as: LAWRENCE W. LATTA | 125 TECHNOLOGY DR, STE 201 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 0.85% |
| JEFFREY CORREAL3 Filed as: JEFFREY S. CORREAL | 253 S. MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 0.81% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW J SCHAAL | 180 HAMPSHIRE DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 0.67% |
| ETHAN R. RIFFE3 | 203 MEADOWBROOK DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 0.56% |
| KAYLA A SADLER3 | 2154 SWALLOW HILL ROAD PITTSBURGH, PA 15220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 0.44% |
| PATRICIA M PIVIROTTO3 Filed as: PATRICIA M. PIVIROTTO | 821 ARBORDALE LANE WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.34% |
| JENNIFER HAIR3 | 1699 E. ROY FURMAN HWY CARMICHAELS, PA 15320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.28% |
| SJP & ASSOCIATES3 | 318 WINCHESTER CT CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.25% |
| VANESSA K KOSTIC3 Filed as: VANESSA K. KOSTIC | 153 PERRY HIGHWAY PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.23% |
| SHARON SPEERHAS3 | 516 8TH STREET AMBRIDGE, PA 15003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.19% |
| NICHOLETTE R MONTINI3 | 1195 WASHINGTON PIKE, STE 340 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.18% |
| CASSEY A. WALKER3 | 426 ALLEGHENY AVE ALIQUIPPA, PA 15001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.18% |
| MARIO HAIFA3 Filed as: MARIO HAFIA | 1195 WASHINGTON PIKE, STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.16% |
| CINDY D CORREAL3 | 222 LONGSITE DR, STE 40 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.16% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVE, STE 230 PITTSBURGH, PA 15212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.14% |
| ANN M. KINO3 | 550 HIGH STREET BROWNSVILLE, PA 15417 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.14% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 329 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.12% |
| SCOTT A. LUSCOMBE3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.12% |
| ANNA K. LOCY3 | 1195 WASHINGTON PIKE, STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| DENISE A SZALMA3 | 5500 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| AMY SLOKAN3 Filed as: AMY L SLOKAN | 541 W. GAINSBOROUGH RD, #101 THOUSANDS OAKS, CA 91360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| STACY L PARKER3 Filed as: STACY L PATRICK | 19 PHYLLIS DR IMPERIAL, PA 15126 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.09% |
| STACY L PARKER3 Filed as: STACY L PATRICK | 470 N. LIBERY RD GROVE CITY, PA 16127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $994 | — | $994 | 0.08% |
| THOMAS F MCGARRY3 Filed as: THOMAS F. MCGARRY | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $766 | — | $766 | 0.06% |
| WAYNE UZARSKI3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $720 | — | $720 | 0.06% |
| MATTHEW MCCLAY3 | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $683 | — | $683 | 0.06% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $642 | — | $642 | 0.05% |
| JAMES B. SEIFERT3 | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $611 | — | $611 | 0.05% |
| JAMES B. SEIFERT3 | 120 MARGUERITE DR, STE 101 CARMICHAELS, WV 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $563 | — | $563 | 0.05% |
| DARIAN D STEWART3 Filed as: DARIAN D. STEWART | 6000 EVANS AVE, STE 1-330 DENVER, CO 80222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $536 | — | $536 | 0.04% |
| ROGERS BENEFIT GROUP INC3 Filed as: JANICE L. ROGERS | 163 HUNTER DR CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $498 | — | $498 | 0.04% |
| AMANDA TROIANO3 | 111 INVERNESS DR PITTSBURGH, PA 15237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $422 | — | $422 | 0.03% |
| BERTHA SUSAN REYNOLDS Filed as: BERTHA S. REYNOLDS | 8979 EASTWOOD RD PITTSBURGH, PA 15235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $415 | — | $415 | 0.03% |
| JAMES J BANASZAK3 | 550 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $405 | — | $405 | 0.03% |
| RAINA TOKAR3 Filed as: RAINA TOKAT | 153 PERRY HIGHWAY PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $362 | — | $362 | 0.03% |
| JOSHUA B PATTEN3 | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $358 | — | $358 | 0.03% |
| ROBERT D BURTON3 | 385 WASHINGTON AVE OAKMONT, PA 15139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $343 | — | $343 | 0.03% |
| MICHAEL J KELLY3 Filed as: MICHAEL J. KELLY | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $326 | — | $326 | 0.03% |
| MICHAEL A. BITTEL3 | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $276 | — | $276 | 0.02% |
| KAYLA MULLIGAN3 | 825 LINDA FLORA DR LOS ANGELES, CA 90049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $253 | — | $253 | 0.02% |
| ALYNN G CERVONE3 | 14220 CRESCENT LN MEADVILLE, PA 16335 | CONTINENTAL AMERICAN INSURANCE COMPANY | $236 | — | $236 | 0.02% |
| JOSEPH J KILIAN3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $222 | — | $222 | 0.02% |
| AMANDA E. MIDDLEBROUGH3 | 960 2ND AVENUE FREEDOM, PA 15042 | CONTINENTAL AMERICAN INSURANCE COMPANY | $169 | — | $169 | 0.01% |
| JEFFREY CORREAL3 Filed as: JEFFREY W. YOUNG | 75 CYCLE AVE, #1 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $138 | — | $138 | 0.01% |
| BRANDI L DONLIN3 | 810 RIVER AVE, STE 230 PITTSBURGH, PA 15212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $114 | — | $114 | 0.01% |
| PAULA FRANKLIN3 | 2024 SONNY ST PITTSBURGH, PA 15221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.00% |
| JACQUELINE E O'DONNELL3 Filed as: JACQUELINE E. O'DONNELL | 327 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.00% |
| LEE TENACE3 Filed as: LEE K. TENACE | 321 N. CLARK ST, SUITE 625 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.00% |
| GARY S SEFCHOK3 Filed as: GARY STOM | 1436 COLONY DR GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.00% |
| LEANNE M CLARK3 Filed as: LEANNE M. CLARK | 1005 TIMBERBROOK CT ZELIENOPLE, PA 16063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: AARON R. HIGGINBOTHAM | 405 WESTERN AVE, APT. #2 PITTSBURGH, PA 15215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.00% |
| LEAH E. GOLDBERG3 | 3936 N. MONET COURT ALLISON PARK, PA 15101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.00% |
| LEE TENACE3 Filed as: LEE K. TENACE | 321 N. CLARK ST, SUITE 625 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| TERRENCE M SMITH3 | 4260 ROUND TOP RD EXPORT, PA 15632 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| ROBERT D BURTON3 | 550 SOUTH AVENUE VERONA, PA 15147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| CAROL D YURECHKO3 Filed as: CAROL D. YURECHKO | 301 LEWIS AVE JEANNETTE, PA 15664 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| CYNTHIA KAY PATTEN3 Filed as: CYNTHIA K PATTEN | 102 PEPPERGRASS RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| MICHAEL H FLEMING3 Filed as: MICHAEL H. FLEMING | 11186 BROKERS LN IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| N/A | — | UNITED CONCORDIA INSURANCE COMPANY | — | — | $0 | 0.00% |
| MARTHA G ALLEN3 | 412 WASHINGTON ST NEW BETHLEHEM, PA 16242 | AFLAC | $3K | — | $3K | 13.03% |
| MICHAEL H FLEMING3 Filed as: MICHAEL H. FLEMING | 11186 BROKERS LN IRWIN, PA 15642 | AFLAC | $987 | — | $987 | 4.09% |
| RITA BERGSTEIN BENEFITS LLC3 | 12260 STATE ROUTE 30 N. HUNTINGDON, PA 15642 | AFLAC | $178 | — | $178 | 0.74% |
| RUTH E CURRY3 Filed as: RUTH E. CURRY | P.O. BOX 106 FORD CITY, PA 16226 | AFLAC | $160 | — | $160 | 0.66% |
| KEVIN R. ALLEN3 | 159 HILLCREST DRIVE MAYPORT, PA 16420 | AFLAC | $81 | — | $81 | 0.34% |
| RIFFE CONSULTING GROUP LLC3 | 219 TIMBER RDG CRANBERRY TWP, PA 16066 | AFLAC | $80 | — | $80 | 0.33% |
| BILLY M CRAIN3 | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC | $73 | — | $73 | 0.30% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, STE 101 CRANBERRY TWP, PA 16066 | AFLAC | $28 | — | $28 | 0.12% |
| DEBORAH SUE RAY3 | 312 PIPER COURT, 3 LN FORD CITY, PA 16226 | AFLAC | $21 | — | $21 | 0.09% |
| JODY D MARSHALL3 | 514 BEAUMONT DR STATE COLLEGE, PA 16801 | AFLAC | $20 | — | $20 | 0.08% |
| MARIO HAIFA3 Filed as: MARIO HAFIA | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC | $17 | — | $17 | 0.07% |
| DOMINICK J LACARIA3 | 216 ROSCOMMON PL MCMURRAY, PA 15317 | AFLAC | $13 | — | $13 | 0.05% |
| JOHN D DUNKERLEY3 | P.O. BOX 122 ST.PETERSBURG, PA 16054 | AFLAC | $13 | — | $13 | 0.05% |
| TIMOTHY R QUINLAN3 | 137 SEMICOLON LN RENFREW, PA 16053 | AFLAC | $12 | — | $12 | 0.05% |
| BRIAN TODD KAUFFMAN3 | 3009 WILMONGTON RD NEW CASTLE, PA 16105 | AFLAC | $8 | — | $8 | 0.03% |
| J REED ANDERSON3 | 50554 LIVINGSTON DR NORTHVILLE, MI 48168 | AFLAC | $7 | — | $7 | 0.03% |
| ESS NEXTIER INSURANCE GROUP LLC3 | P.O. BOX 955 KITTANNING, PA 16201 | AFLAC | $5 | — | $5 | 0.02% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | AFLAC | $5 | — | $5 | 0.02% |
| SHARON R GRANT3 | 4975 KINGSTON WAY NAPLES, FL 34119 | AFLAC | $3 | — | $3 | 0.01% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, STE 300 BRIDGEVILLE, PA 15017 | AFLAC | $3 | — | $3 | 0.01% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $2 | — | $2 | 0.01% |
| MELISSA DAWN MCCLAIN3 | 104 WITHEROW RD SEWICKLEY, PA 15143 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES DAVID PORTERFIELD3 | P.O. BOX 3041 ELKINS, WV 26241 | AFLAC | $1 | — | $1 | 0.00% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC | $1 | — | $1 | 0.00% |
| KRISTIN J QUINLAN3 | 137 SEMICOLON LN RENFREW, PA 16053 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN P FRICK3 | 724 HIGH STREET EXT DUNBAR, PA 15431 | AFLAC | $1 | — | $1 | 0.00% |
| IRENE E BROOKS3 Filed as: IRENE E BRROKS | 101 COPPER BEACH LN WOMELSDORF, PA 19567 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES G BRANDT3 | 47 MARVIN ST PORT MATILDA, PA 16870 | AFLAC | $1 | — | $1 | 0.00% |
| ASHTON CONSULTING INC3 | 3506 RIDGEVIEW DR, STE 200 COLUMBIA, MO 65203 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,843 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 36 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,879 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 2,201 | $11.1M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 2,705 | $534K |
| Vision | HIGHMARK, INC. | 2,201 | $11.1M |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 2,843 | $931K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 2,843 | $955K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 2,843 | $931K |
| Prescription drug | HIGHMARK, INC. | 2,201 | $11.1M |
| Other(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 3,441 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,441 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.