| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | HIGHMARK INC. | $10K | — | $10K | 0.86% |
| ERIC RHEAM3 | 210 SIXTH AVE. FL 30 PITTSBURGH, PA 15212 | HIGHMARK INC. | $7K | — | $7K | 0.65% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | HIGHMARK INC. | $3K | — | $3K | 0.81% |
| ERIC RHEAM3 | 210 SIXTH AVE. FL 30 PITTSBURGH, PA 15212 | HIGHMARK INC. | $2K | — | $2K | 0.66% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: L R WEBBER ASSOCIATES INC. | PO BOX 593 HOLLIDAYSBURG, PA 16648 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 4.00% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | STANDARD INSURANCE COMPANY | $816 | — | $816 | 1.63% |
| ROBERT CROOK3 | 1400 RIGGLES GAP ROAD ALTOONA, PA 16601 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 11.08% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: L R WEBBER ASSOCIATES INC. | PO BOX 593 HOLLIDAYSBURG, PA 16648 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 7.48% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE STE 300 PITTSBURGH, PA 15212 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 4.07% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: L R WEBBER ASSOCIATES INC. | PO BOX 593 HOLLIDAYSBURG, PA 16648 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 4.88% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DRIVE STE 300 PITTSBURGH, PA 15212 | STANDARD INSURANCE COMPANY | $652 | — | $652 | 2.44% |
| SEUBERT & ASSOCIATES, INC.3 | 225 NORTH SHORE DRIVE SUITE 300 PITTSBURGH, PA 15212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $253 | — | $253 | 6.05% |
| SUSAN C ALLISON3 | 200 S LOGAN BLVD. ALTOONA, PA 16602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.81% |
| JOHN E HRIVNAK3 | 3900 INDUSTRIAL PARK DRIVE ALTOONA, PA 16602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.19% |
| JENNIFER ROBIN HRIVNAK3 Filed as: JENNIFER R. HRIVNAK | 5 LOG CABIN COURT ALTOONA, PA 16602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 226 | $1.1M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 262 | $53K |
| Vision | HIGHMARK INC. | 261 | $18K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 215 | $63K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 129 | $86K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 129 | $64K |
| Prescription drug | HIGHMARK INC. | 226 | $346K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 215 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.