Welfare broker

ROBERT CROOK

Mailing address (most recent filing)

1400 RIGGLES GAP RD

ALTOONA, PA 16601

Total comp: $45K
Commissions: $45K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where ROBERT CROOK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$111K	50.0%
BLUE CROSS OF CALIFORNIA	1	$8.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	2	$8.5M	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT CROOK's plans by broker comp / premium ratio. Median 6.03% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ROBERT CROOK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ROBERT CROOK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PENNSYLVANIA STATE EDUCATION ASSOCIATION PENNSYLVANIA STATE EDUCATION ASSOCIATION FLEXIBLE BENEFITS PLAN	PA	$8.4M	$56K	HIGHMARK BLUE SHIELD
BLAIR SENIOR SERVICES, INC. BLAIR SENIOR SERVICES, INC. HEALTH & WELFARE PLAN	PA	$111K	$13K	HARTFORD LIFE AND ACCIDENT

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$111K

50.0%

BLUE CROSS OF CALIFORNIA

$8.4M

50.0%

State

Plans

Premium

State share

Index

$8.5M

0.0%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

PENNSYLVANIA STATE EDUCATION ASSOCIATION

PENNSYLVANIA STATE EDUCATION ASSOCIATION FLEXIBLE BENEFITS PLAN

$8.4M

$56K

HIGHMARK BLUE SHIELD

BLAIR SENIOR SERVICES, INC.

BLAIR SENIOR SERVICES, INC. HEALTH & WELFARE PLAN

$111K

$13K

HARTFORD LIFE AND ACCIDENT